| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 19000 MACARTHUR BLVD IRVINE, CA 92612 | AETNA LIFE INSURANCE COMPANY | $229K | $5K | $234K | 3.64% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3 LANDMARK SQUARE 4TH FLOOR STAMFORD, CT 06901 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $15K | — | $15K | 15.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA STREET 24TH FLOOR SAN FRANCISCO, CA 94104 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $626 | $626 | 0.64% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3 LANDMARK SQUARE 4TH FLOOR STAMFORD, CT 06901 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | — | $8K | 10.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA STREET 24TH FLOOR SAN FRANCISCO, CA 94104 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $518 | $518 | 0.62% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3 LANDMARK SQUARE 4TH FLOOR STAMFORD, CT 06901 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $13K | — | $13K | 20.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA STREET 24TH FLOOR SAN FRANCISCO, CA 94104 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $407 | $407 | 0.64% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA ST SUITE 400 SAN FRANCISCO, CA 94111 | VISION SERVICE PLAN | $1K | — | $1K | 3.69% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3 LANDMARK SQUARE 4TH FLOOR STAMFORD, CT 06901 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA STREET 24TH FLOOR SAN FRANCISCO, CA 94104 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $157 | $157 | 0.69% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3 LANDMARK SQUARE 4TH FLOOR STAMFORD, CT 06901 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA STREET 4TH FLOOR SAN FRANCISCO, CA 94104 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $145 | $145 | 0.66% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3 LANDMARK SQUARE 4TH FLOOR STAMFORD, CT 06901 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA STREET 24TH FLOOR SAN FRANCISCO, CA 94104 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $99 | $99 | 0.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 265 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 265 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 659 | $6.2M |
| Dental | AETNA LIFE INSURANCE COMPANY | 678 | $6.4M |
| Vision | VISION SERVICE PLAN | 264 | $35K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 157 | $83K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 150 | $64K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 103 | $98K |
| Other(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 127 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 678 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.