| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $15K | — | $15K | 4.14% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $9K | — | $9K | 4.18% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $2K | — | $2K | 4.05% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | UPMC HEALTH BENEFITS | $4K | — | $4K | 8.66% |
| ALYNN G CERVONE3 | 14220 CRESCENT LANE MEADVILLE, PA 16335 | AFLAC | $3K | $428 | $3K | 6.40% |
| MEAGHAN CHRISTIN EGGER3 | 6919 MERTON ROAD PITTSBURGH, PA 15202 | AFLAC | $2K | $212 | $2K | 3.74% |
| SMITH BENEFITS CONSULTING GROUP3 | 810 RIVER AVENUE SUITE 230 PITTSBURGH, PA 15212 | AFLAC | $502 | $83 | $585 | 1.27% |
| STACY L PARKER3 | 470 N LIBERTY ROAD GROVE CITY, PA 16127 | AFLAC | $503 | — | $503 | 1.09% |
| SYDNEY M GRUBBS3 | 832 CALIFORNIA AVENUE PITTSBURGH, PA 15202 | AFLAC | $443 | — | $443 | 0.96% |
| SMITH BENEFITS CONSULTING GROUP3 | 810 RIVER AVENUE SUITE 230 PITTSBURGH, PA 15212 | AFLAC | $279 | — | $279 | 0.60% |
| JAMONT L KINDS3 Filed as: JAMONT LAVAL KINDS | 413 30TH STREET MCKEESPORT, PA 15132 | AFLAC | $139 | $29 | $168 | 0.36% |
| EZI INSURANCE SOLUTIONS3 | 15 IMPERIAL DRIVE GREENVILLE, PA 16125 | AFLAC | $143 | — | $143 | 0.31% |
| MICHAEL H FLEMING3 | 11186 BROKERS LANE IRWIN, PA 15642 | AFLAC | $65 | $29 | $94 | 0.20% |
| VICKI J VELTRI3 | 1175 BALKAN DRIVE PITTSBURGH, PA 15239 | AFLAC | $82 | — | $82 | 0.18% |
| MICHAEL J KELLY3 | 314 OAKMONT DRIVE PITTSBURGH, PA 15229 | AFLAC | $63 | — | $63 | 0.14% |
| CAROLINE OVIAL3 | 300 PERSHING STREET ELLWOOD CITY, PA 16117 | AFLAC | $30 | — | $30 | 0.06% |
| ETHAN ROBERT RIFFE3 | 5500 BROOKTREE ROAD SUITE 102 WEXFORD, PA 15090 | AFLAC | $22 | — | $22 | 0.05% |
| TEMPLE K WOODLEY3 | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC | $20 | — | $20 | 0.04% |
| ROGERS BENEFIT GROUP INC3 Filed as: JANICE L ROGERS | 163 HUNTER DRIVE CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $20 | — | $20 | 0.04% |
| MOIRA C WELLER3 | 7750A KEMP LANE FREDERICK, MD 21702 | AFLAC | $20 | — | $20 | 0.04% |
| THE DJB GROUP3 Filed as: THE DJB GROUP INC. | 231 CHESTNUT STREET SUITE 410 MEADVILLE, PA 16335 | AFLAC | $18 | — | $18 | 0.04% |
| MARIO HAIFA3 | 216 WARWICK DRIVE PITTSBURGH, PA 15241 | AFLAC | $17 | — | $17 | 0.04% |
| ELIZABETH MARIE LANGEVIN3 Filed as: ELIZABETH ANN RIFFE | 219 TIMBER RIDGE COURT CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $16 | — | $16 | 0.03% |
| STEVE J PADGELEK3 | 5500 BROOKTREE ROAD SUITE 102 WEXFORD, PA 15090 | AFLAC | $15 | — | $15 | 0.03% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 16102 | AFLAC | $13 | — | $13 | 0.03% |
| RICHARD M GIGLIOTTI3 | 821 DICK ROAD RENFREW, PA 16053 | AFLAC | $12 | — | $12 | 0.03% |
| PATRICK PREISEL3 Filed as: PATRICK J PREISEL | 806 YOUNG STREET NEW CASTLE, PA 16101 | AFLAC | $12 | — | $12 | 0.03% |
| ADAM N STEINEL3 | 7546 STATE ROUTE 30 SUITE 3 IRWIN, PA 15642 | AFLAC | $10 | — | $10 | 0.02% |
| MAUREEN SIBOLD3 | 9017 RED BRANCH ROAD SUITE 201 COLUMBIA, MD 21045 | AFLAC | $9 | — | $9 | 0.02% |
| KENNETH D ROUSER3 | 4359 HARLANSBURG ROAD SLIPPERY ROCK, PA 16057 | AFLAC | $8 | — | $8 | 0.02% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $8 | — | $8 | 0.02% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $7 | — | $7 | 0.02% |
| SCOTT B GOLMIC3 | 300 PERSHING STREET ELLWOOD CITY, PA 16117 | AFLAC | $6 | — | $6 | 0.01% |
| JENNIFER LYNN WHITE3 | 141 HUNTER DRIVE CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $5 | — | $5 | 0.01% |
| BRIAN G JAEGGI3 | 15607 W LILLI WAY VAN NUYS, CA 91406 | AFLAC | $5 | — | $5 | 0.01% |
| HALTEN MANAGEMENT SVCS (US) LLC3 | 15607 W LILLI WAY VAN NUYS, CA 91406 | AFLAC | $5 | — | $5 | 0.01% |
| JAMES G BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC | $2 | — | $2 | 0.00% |
| DAVID MORNINGSTAR3 | 4281 BUCKSKIN WOOD DRIVE ELLICOTT CITY, MD 21042 | AFLAC | $1 | — | $1 | 0.00% |
| JEREMY A FELDMAN3 | 12391 HIDDEN BAY DRIVE BERLIN, MD 21811 | AFLAC | $1 | — | $1 | 0.00% |
| EDWIN VEGA3 | 134 PINECOVE AVENUE ODENTON, MD 21113 | AFLAC | $1 | — | $1 | 0.00% |
| KELLY LYNN FELDMAN3 | 12391 HIDDEN BAY DRIVE BERLIN, MD 21811 | AFLAC | $1 | — | $1 | 0.00% |
| ALYNN G CERVONE3 | 14220 CRESCENT LANE MEADVILLE, PA 16335 | AFLAC | $470 | — | $470 | 6.10% |
| MEAGHAN CHRISTIN EGGER3 | 6919 MERTON ROAD PITTSBURGH, PA 15202 | AFLAC | $128 | — | $128 | 1.66% |
| MICHAEL J KELLY3 | 314 OAKMONT DRIVE PITTSBURGH, PA 15229 | AFLAC | $122 | — | $122 | 1.58% |
| ROGERS BENEFIT GROUP INC3 Filed as: JANICE L ROGERS | 163 HUNTER DRIVE CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $90 | — | $90 | 1.17% |
| SMITH BENEFITS CONSULTING GROUP3 | 810 RIVER AVENUE SUITE 230 PITTSBURGH, PA 15212 | AFLAC | $82 | — | $82 | 1.06% |
| TEMPLE K WOODLEY3 | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC | $60 | — | $60 | 0.78% |
| MARIO HAIFA3 | 216 WARWICK DRIVE PITTSBURGH, PA 15241 | AFLAC | $12 | — | $12 | 0.16% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $7 | — | $7 | 0.09% |
| EZI INSURANCE SOLUTIONS3 | 15 IMPERIAL DRIVE GREENVILLE, PA 16125 | AFLAC | $6 | — | $6 | 0.08% |
| JAMES G BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC | $5 | — | $5 | 0.06% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $1 | — | $1 | 0.01% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | UPMC HEALTH BENEFITS | $461 | — | $461 | 8.69% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $239 | — | $239 | 5.10% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $55 | — | $55 | 4.53% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | UPMC HEALTH BENEFITS | $32 | — | $32 | 25.60% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $0 | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 126 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 126 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts) | UPMC HEALTH OPTIONS | 105 | $646K |
| Dental(3 contracts) | UPMC HEALTH BENEFITS | 169 | $56K |
| Vision(3 contracts) | UPMC HEALTH BENEFITS | 169 | $56K |
| Other(2 contracts) | AFLAC | 68 | $54K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 169 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.