| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON NORTHEAST, INC | 100 MATSONFORD RD RADNOR, PA 19087 | KEYSTONE HEALTH PLAN EAST | $81K | — | $81K | 1.16% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | 2 COOPER STREET CAMDEN, NJ 08102 | KEYSTONE HEALTH PLAN EAST | $47K | $11K | $58K | 0.82% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON NORTHEAST, INC | 100 MATSONFORD RD BUILDING 5, SUITE 200 RADNOR, PA 19087 | INDEPENDENCE BLUE CROSS | $91K | — | $91K | 1.69% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | 2 COOPER STREET CAMDEN, NJ 08102 | INDEPENDENCE BLUE CROSS | $28K | $5K | $33K | 0.61% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG COMPANIES | PO BOX 99106 CAMDEN, NJ 08101 | HARTFORD LIFE AND ACCIDENT | $28K | $3K | $31K | 2.83% |
| JOSEPH J. DELLISANTI3 | 1060 LASKIN ROAD STE. 12B VIRGINIA BEACH, VA 234516365 | HARTFORD LIFE AND ACCIDENT | $26K | — | $26K | 2.41% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON NORTHEAST, INC | 100 MATSONFORD RD RADNOR, PA 19087 | AMERIHEALTH HMO, INC. | $10K | — | $10K | 1.22% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | 2 COOPER STREET CAMDEN, NJ 08102 | AMERIHEALTH HMO, INC. | $5K | $1K | $6K | 0.75% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | 2 COOPER STREET CAMDEN, NJ 08102 | DELTA DENTAL OF PENNSYLVANIA | $13K | — | $13K | 1.83% |
| JOSEPH BAILEY DUCKETT3 Filed as: JOSEPH DELLISANTI | 1060 LASKIN ROAD STE. 12B VIRGINIA BEACH, VA 23451 | DELTA DENTAL OF PENNSYLVANIA | $9K | — | $9K | 1.29% |
| JOSEPH BAILEY DUCKETT3 Filed as: JOSEPH DELLISANTI | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $24K | — | $24K | 3.91% |
| EMERSON REID LLC3 Filed as: EMERSON REID & COMPANY INC | 5200 N PALM AVE #114 FRESNO, CA 93704 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | — | $8K | $8K | 1.23% |
| JOSEPH BAILEY DUCKETT3 Filed as: JOSEPH DELLISANTI | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $12K | — | $12K | 4.09% |
| EMERSON REID LLC3 Filed as: EMERSON REID & COMPANY INC | 5200 N PALM AVE #114 FRESNO, CA 93704 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | — | $4K | $4K | 1.29% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG COMPANIES | PO BOX 99106 CAMDEN, NJ 08101 | VISION SERVICE PLAN | $1K | — | $1K | 1.51% |
| JOSEPH BAILEY DUCKETT3 Filed as: JOSEPH DELLISANTI | 1060 LASKIN ROAD STE. 12B VIRGINIA BEACH, VA 234516365 | VISION SERVICE PLAN | $1K | — | $1K | 1.35% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | 2 COOPER STREET CAMDEN, NJ 08102 | DELTA DENTAL OF PENNSYLVANIA | $2K | — | $2K | 3.25% |
| JOSEPH BAILEY DUCKETT3 Filed as: JOSEPH DELLISANTI | 1060 LASKIN ROAD STE. 12B VIRGINIA BEACH, VA 23451 | DELTA DENTAL OF PENNSYLVANIA | $1K | — | $1K | 1.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,566 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 65 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,645 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | KEYSTONE HEALTH PLAN EAST | 2,248 | $14.1M |
| Dental(4 contracts, 2 carriers) | DELTA DENTAL OF PENNSYLVANIA | 2,242 | $1.7M |
| Vision(3 contracts, 2 carriers) | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 1,030 | $996K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,397 | $1.1M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 1,397 | $1.1M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,397 | $1.1M |
| Prescription drug | INDEPENDENCE BLUE CROSS | 2,248 | $5.4M |
| Other | HARTFORD LIFE AND ACCIDENT | 1,397 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,248 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.