| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | TRION GROUP P.O. BOX 12748 ROANOKE VIRGINIA, VA 24028 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $202K | — | $202K | 7.54% |
| MARSH & MCLENNAN AGENCY LLC3 | TRION GROUP P.O. BOX 12748 ROANOKE VIRGINIA, VA 24028 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $169K | — | $169K | 7.34% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | — | $34K | $34K | 1.46% |
| AON CONSULTING INC3 | 200 E RANDOLPH ST CHICAGO, IL 606016436 | KAISER FOUNDAATION HEALTH PLAN INC | $3K | — | $3K | 0.34% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 155 N WACKER DR STE 1500 CHICAGO, IL 606061710 | KAISER FOUNDAATION HEALTH PLAN INC | $2K | — | $2K | 0.19% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGNECY LLC | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | — | $20K | $20K | 2.65% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED VISION CARE | $17K | — | $17K | 3.72% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED VISION CARE | $11K | — | $11K | 2.53% |
| AON CONSULTING INC3 | 200 E RANDOLPH ST CHICAGO, IL 606016436 | KAISER FOUNDAATION HEALTH PLAN INC | $164 | — | $164 | 1.27% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 155 N WACKER DR STE 1500 CHICAGO, IL 606061710 | KAISER FOUNDAATION HEALTH PLAN INC | $34 | — | $34 | 0.26% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | METROPROLITAN LIFE INSURANCE COMPANY | $403 | — | $403 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,558 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 527 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 14,086 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 6 carriers) | KAISER FOUNDAATION HEALTH PLAN INC | 143 | $3.5M |
| Vision(3 contracts, 3 carriers) | VISION SEVRVICE PLAN | 4,537 | $953K |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 12,195 | $2.7M |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 11,261 | $2.3M |
| Other(2 contracts) | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 13,765 | $862K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,765 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.