See 1 carrier contract with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 1 broker row with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAPSTONE GROUP EIN 81-3570998 ADVISOR | Claims processing; Direct payment from the plan Service code 12 | 8 SPRINGHOUSE INNOV PK, SUITE 202 LOWER GWYNEDD, PA 19002 | $284K |
| CONTINENTAL BENEFITS EIN 38-3919227 ADMINISTRATOR | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | 5701 E HILLSBOROUGH AVE SUITE 1417 TAMPA, FL 33610 | $126K |
| AETNA EIN 06-6033492 PPO NETWORK | Direct payment from the plan; Claims processing Service code 12 | 131 SOUTH DEARBORN, 6TH FL CHICAGO, IL 60603 | $109K |
| AMERICAN HEALTH HOLDINGS EIN 31-1368946 UTILIZATION MGMT | Direct payment from the plan; Claims processing Service code 12 | 7400 W CAMPUS RD., F-510 NEW ALBANY, OH 43054 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 461 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 461 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SUN LIFE ASSURANCE CO | 406 | $949K |
| Prescription drug | SUN LIFE ASSURANCE CO | 406 | $949K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE CO | 406 | $949K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 406 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.