| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL SERV. | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | DELTA DENTAL OF PENNSYLVANIA | $8K | $0 | $8K | 10.00% |
| SHELLY S GWIN3 | 94 OATFIELD DR DENVER, PA 17517 | AFLAC | $1K | $0 | $1K | 6.44% |
| RICHARD J PURISKY3 | 244 CROSS CREEK TRL BANNER ELK, NC 28604 | AFLAC | $190 | $0 | $190 | 0.97% |
| RANDALL D NAFTAL3 | 37 NORTH VALLEY ROAD 2 STATION SQUARE SUITE 201 PAOLI, PA 19301 | AFLAC | $187 | $0 | $187 | 0.96% |
| KAREN L STEYERS3 | 2066 DEER RUN DR HUMMELSTOWN, PA 17036 | AFLAC | $84 | $0 | $84 | 0.43% |
| MICHAEL P NORRIS3 | 200 DALLAM RD NEWARK, DE 19711 | AFLAC | $77 | $0 | $77 | 0.39% |
| DAVID W RANCK3 | PO BOX 277 EPHRATA, PA 17522 | AFLAC | $77 | $0 | $77 | 0.39% |
| ANTHONY S ALMODOVAR3 | 2405 PARK DRIVE SUITE 101 HARRISBURG, PA 17110 | AFLAC | $73 | $0 | $73 | 0.37% |
| CHRISTOPHER A LUPP3 | 441 FRIENDSHIP RD SUITE 102 HARRISBURG, PA 17111 | AFLAC | $72 | $0 | $72 | 0.37% |
| GERALD L WALSH3 | 39 POCAHONTAS LN HALIFAX, PA 17032 | AFLAC | $64 | $0 | $64 | 0.33% |
| MARK D BARBIER3 | 802 DEER TRAIL LN OAK BROOK, IL 60523 | AFLAC | $40 | $0 | $40 | 0.20% |
| ROBERT A ANDERSON3 | 13710 GENERAL GEARY CT FREDERICKSBURG, VA 22407 | AFLAC | $37 | $0 | $37 | 0.19% |
| BONITA REID3 | 1515 HICKORY RUN COURT ELIZABETHTOWN, PA 17022 | AFLAC | $36 | $0 | $36 | 0.18% |
| DANIEL R JUDY3 | 231 WALTERS MILL RD SOMERSET, PA 15501 | AFLAC | $23 | $0 | $23 | 0.12% |
| DIANNE L MARTIN3 | 125 MANOR STREET HARRISBURG, PA 17110 | AFLAC | $22 | $0 | $22 | 0.11% |
| KEVIN D MILLER3 | 143 N FILEYS RD DILLSBURG, PA 17019 | AFLAC | $18 | $0 | $18 | 0.09% |
| WILLIAM L MURRAY JR3 | 604 HERITAGE COURT MECHANICSBURG, PA 17050 | AFLAC | $7 | $0 | $7 | 0.04% |
| LARRY MYERS3 Filed as: LARRY D MYERS | 8944 N TRAVIS DR CITRUS SPRINGS, FL 34434 | AFLAC | $6 | $0 | $6 | 0.03% |
| RANDALL SIMS3 | 138 DERR DR COLLEGEVILLE, PA 19426 | AFLAC | $5 | $0 | $5 | 0.03% |
| STEVEN W ARTMAN3 | 113 ALDER CT MANCHESTER, PA 17345 | AFLAC | $4 | $0 | $4 | 0.02% |
| MG BERGER INC3 | 1020 N DELAWARE AVE SUITE 4 PHILADELPHIA, PA 19125 | AFLAC | $3 | $0 | $3 | 0.02% |
| NORTH AMERICAN BENEFITS COMPANY5 | 20 VALLEY STREAM PARKWAY, SUITE 310 MALVERN, PA 19355 | 4 EVER LIFE INSURANCE COMPANY (FORMERLY BCS LIFE) | $0 | $661 | $661 | 13.50% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL SERV. | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | 4 EVER LIFE INSURANCE COMPANY (FORMERLY BCS LIFE) | $588 | $0 | $588 | 12.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH AMERICA EIN 62-1411933 ADMIN | Claims processing Service code 12 | — | $42K |
| MCCONKEY BENEFITS & FINANCIAL SERV EIN 23-3086396 BROKER | Insurance agents and brokers Service code 22 | — | $23K |
| THE BENECON GROUP EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $9K |
| BENEFITMALL ADMIN | Claims processing Service code 12 | 501 FAIRMONT AVENUE SUITE 400 TOWSON, MD 21286 | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF PENNSYLVANIA | 84 | $75K |
| Life insurance | 4 EVER LIFE INSURANCE COMPANY (FORMERLY BCS LIFE) | 116 | $5K |
| Other(2 contracts, 2 carriers) | AFLAC | 116 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 116 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.