| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON RD SUITE 100 YORK, PA 17402 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | $0 | $6K | 5.34% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | AMERITAS | $4K | $0 | $4K | 3.88% |
| C A LUPP INC3 Filed as: C A LUPP, INC. | 740 E PARK DR STE 301 HARRISBURG, PA 17111 | AFLAC | $4K | $238 | $4K | 7.02% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL SVCS | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | AFLAC | $4K | $0 | $4K | 6.12% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY SUITE 304 HARRISBURG, PA 17110 | AFLAC | $656 | $73 | $729 | 1.26% |
| KL GOOD BENEFITS LLC3 | 230 DANIELLE CT YORK, PA 17404 | AFLAC | $609 | $0 | $609 | 1.05% |
| ELIZABETH BOHLENDER3 Filed as: ELIZABETH F BOHLENDER | 2069A RALEIGH RD HUMMELSTOWN, PA 17036 | AFLAC | $321 | $69 | $390 | 0.67% |
| DIANNE L MARTIN3 Filed as: DIANNE MARTIN | 125 MANOR STREET HARRISBURG, PA 17110 | AFLAC | $276 | $0 | $276 | 0.48% |
| CHRISTOPHER A LUPP3 Filed as: CHRISTOPHER LUPP | 940 E PARK DR. SUITE 301 HARRISBURG, PA 17111 | AFLAC | $124 | $0 | $124 | 0.21% |
| SARA CARVER3 | 3465 SULLIVAN STREET MECHANICSBURG, PA 17050 | AFLAC | $51 | $66 | $117 | 0.20% |
| DAVID C SWEIGARD3 Filed as: DAVID SWEIGARD | 2603 PELLICER RD SAINT AUGUSTINE, FL 32092 | AFLAC | $89 | $0 | $89 | 0.15% |
| JASON E FERGER3 Filed as: JASON FERGER | 3706 EAGLEWOOD ST VALRICO, FL 33596 | AFLAC | $57 | $0 | $57 | 0.10% |
| DAVID R PONTA3 Filed as: DAVID PONTA | 145 S DILE ST STE B YORK, PA 17401 | AFLAC | $49 | $0 | $49 | 0.08% |
| DAVID W BRANDT3 Filed as: DAVID BRANDT | 46 WINDSOR WAY RED LION, PA 17356 | AFLAC | $39 | $0 | $39 | 0.07% |
| MATTHEW G BERGER3 Filed as: MATTHEW BERGER | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $38 | $0 | $38 | 0.07% |
| MARK D BARBIER3 Filed as: MARK BARBIER | 802 DEER TRAIL LN OAK BROOK, IL 60523 | AFLAC | $21 | $0 | $21 | 0.04% |
| DARREN RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $20 | $0 | $20 | 0.03% |
| BRANDT INC3 | 3111 EXPRESSO WAY YORK, PA 17406 | AFLAC | $19 | $0 | $19 | 0.03% |
| RYAN GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $19 | $0 | $19 | 0.03% |
| IRENE E BROOKS3 Filed as: IRENE BROOKS | 101 COPPER BEECH LN WOMELSDORF, PA 19567 | AFLAC | $15 | $0 | $15 | 0.03% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON WAY, NJ 08037 | AFLAC | $12 | $0 | $12 | 0.02% |
| SJP & ASSOCIATES3 Filed as: SJP & ASSOCIATES INC | 4000 OLD STATION RD APT 4101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $6 | $0 | $6 | 0.01% |
| MATTHEW S MCCLAY3 Filed as: MATTHEW SCHAAL | 103 OVERBROOK DR CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $6 | $0 | $6 | 0.01% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN RD PITTSBURGH, PA 15237 | AFLAC | $5 | $0 | $5 | 0.01% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $4 | $0 | $4 | 0.01% |
| HEATHER BARTLEY3 | 120 MARGERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $3 | $0 | $3 | 0.01% |
| MARTIN E BYSTROM3 Filed as: MARTIN BYSTROM | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FL 32169 | AFLAC | $3 | $0 | $3 | 0.01% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE STE 300 BRIDGEVILLE, PA 15017 | AFLAC | $3 | $0 | $3 | 0.01% |
| JAMES BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOY GRUBE PADGELEK3 Filed as: JOY PADGELEK | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOHN K FISHER3 Filed as: JOHN FISHER | 503 EVERGREEN RD NEW CUMBERLAND, PA 17070 | AFLAC | $1 | $0 | $1 | 0.00% |
| WILLIAM L MURRAY JR3 Filed as: WILLIAM MURRAY JR | 604 HERITAGE CT MECHANICSBURG, PA 17050 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOANN G. CIAVARELLA3 Filed as: JOANN G CIAVARELLA | 229 WALNUT LEVEL RD NEW CUMBERLAND, PA 17070 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 264 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 269 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS | 451 | $100K |
| Vision | HIGHMARK | 307 | $16K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 264 | $113K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 264 | $113K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 264 | $113K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 264 | $171K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 451 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.