| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EXUDE BENEFITS GROUP INC3 | 325 CHESTNUT ST STE 1000 PHILADELPHIA, PA 19106 | DELTA DENTAL OF PENNSYLVANIA | $8K | $0 | $8K | 10.00% |
| BENEFIT STRATEGIES CONSULTING INC3 Filed as: BENEFIT STRATEGIES CONSULTING, INC. | 122 EBELHARE ROAD, SUITE B3 POTTSTOWN, PA 19465 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 8.43% |
| EXUDE BENEFITS GROUP INC3 | 325 CHESTNUT ST STE 1000 PHILADELPHIA, PA 19106 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $407 | $0 | $407 | 1.57% |
| BENEFIT STRATEGIES CONSULTING INC3 | 122 EBELHARE RD STE B-3 POTTSTOWN, PA 19465 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 8.46% |
| EXUDE BENEFITS GROUP INC3 | 325 CHESTNUT ST STE 1000 PHILADELPHIA, PA 19106 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $330 | $0 | $330 | 1.54% |
| BENEFIT STRATEGIES CONSULTING INC3 Filed as: BENEFIT STRATEGIES CONSULTING, INC. | 122 EBELHARE ROAD, SUITE B3 POTTSTOWN, PA 19465 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 8.55% |
| EXUDE BENEFITS GROUP INC3 | 325 CHESTNUT ST STE 1000 PHILADELPHIA, PA 19106 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $194 | $0 | $194 | 1.45% |
| BENEFIT STRATEGIES CONSULTING INC3 Filed as: BENEFIT STRATEGIES CONSULTING, INC. | 122 EBELHARE ROAD, SUITE B3 POTTSTOWN, PA 19465 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 8.55% |
| EXUDE BENEFITS GROUP INC3 | 325 CHESTNUT ST STE 1000 PHILADELPHIA, PA 19106 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $187 | $0 | $187 | 1.44% |
| EXUDE BENEFITS GROUP INC3 Filed as: EXUDE BENEFITS GROUP | 325 CHESTNUT STREET STE 100 PHILADELPHIA, PA 19106 | EYEMED VISION CARE | $613 | $0 | $613 | 5.60% |
| BENEFIT STRATEGIES AGENCY, LLC3 Filed as: BENEFIT STRATEGIES INC | 122 EBELHARE ROAD POTTSTOWN, PA 19465 | EYEMED VISION CARE | $593 | $0 | $593 | 5.41% |
| BENEFIT STRATEGIES CONSULTING INC3 Filed as: BENEFIT STRATEGIES CONSULTING, INC. | 122 EBELHARE ROAD, SUITE B3 POTTSTOWN, PA 19465 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $181 | $0 | $181 | 8.64% |
| EXUDE BENEFITS GROUP INC3 Filed as: EXUDE BENEFITS GROUPS INC | 325 CHESTNUT ST STE 1000 PHILADELPHIA, PA 19106 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $28 | $0 | $28 | 1.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 135 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF PENNSYLVANIA | 188 | $77K |
| Vision | EYEMED VISION CARE | 152 | $11K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 133 | $13K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 10 | $2K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 133 | $13K |
| Other(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 133 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.