| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AMERICAN WESTBROOK INS SERVICES LLC3 | 4 WESTBROOK CORPORATION CTR STE 500 WESTCHESTER, IL 601545753 | UNITEDHEALTH INSURANCE COMPANY | $10K | $290 | $10K | 4.64% |
| ADVANCED INSURANCE SERVICES INC3 Filed as: ADVANCED INSURANCE AGENCY, INC. | 24705 MOUND RD WARREN, MI 48091 | HEALTH ALLIANCE PLAN | $9K | — | $9K | 5.22% |
| HUNTER BENEFITS GROUP LLC3 Filed as: THE HUNTER BENEFITS GROUP LLC | 1297 GAMBEL OAKS PL ELIZABETH, CO 80107 | HEALTH ALLIANCE PLAN | — | — | $0 | 0.00% |
| NONE | — | INDEPENDENT HEALTH | — | — | $0 | 0.00% |
| NONE | — | BLUE CROSS AND BLUE SHIELD OF ALABAMA | — | — | $0 | 0.00% |
| COAST QUOTES INSURANCE AGENCY, INC3 | PO BOX 4585 MISSION VIEJO, CA 926904585 | KAISER FOUNDATION HEALTH PLAN INC | $5K | — | $5K | 6.94% |
| HUNTER BENEFITS GROUP LLC3 | 10940 S PARKER RD STE 306 PARKER, CO 801347440 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 2.67% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE COLORADO | 4643 S ULSTER ST STE 200 DENVER, CO 802372853 | UNITEDHEALTHCARE INSURANCE COMPANY | $641 | — | $641 | 1.12% |
| KISTLER TIFFANY BENEFITS3 | 400 BERWYN PARK, SUITE 200 BERWYN, PA 19312 | INDEPENDENCE BLUE CROSS - KEYSTONE HEALTH PLAN EAST | $3K | — | $3K | 7.05% |
| HUNTER BENEFITS GROUP LLC3 | 10940 S PARKER RD STE 306 PARKER, CO 801347440 | HUMANA HEALTH PLAN, INC. - GOLD | $368 | — | $368 | 1.05% |
| NORTH WOODS CAPITAL BENEFITS LLC4 Filed as: NORTH WOODS CAPITAL BENEFITS L | 1231 DELAWARE AVENUE SUITE 201 BUFFALO, NY 14209 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $693 | — | $693 | 5.09% |
| WILLIAM WADSWORTH3 | 94 WALTON DRIVE SNYDER, NY 14226 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $576 | — | $576 | 4.23% |
| ALLIANCE ADVISORY GRP INC3 Filed as: ALLIANCE ADVISORY GRP INC. | 350 ESSJAY ROAD SUITE 301 WILLIAMSVILLE, NY 14221 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $12 | — | $12 | 0.09% |
| ADVANCED INSURANCE SERVICES INC3 Filed as: ADVANCED INSURANCE AGENCY, INC. | 24705 MOUND RD WARREN, MI 48091 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $875 | $443 | $1K | 10.54% |
| LUCIDO MORRIS ASSOCIATES, LLC3 | 24255 W 13 MILE ROAD SUITE 250 BINGHAM FARMS, MI 48025 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $17 | — | $17 | 0.14% |
| NONE | — | HUMANA HEALTH PLAN, INC. - SILVER | — | — | $0 | 0.00% |
| NONE | — | EXCELLUS BCBS | — | — | $0 | 0.00% |
| KUNRATH & WILLARD INSURANCE SERV. L3 | 825 NE 20TH AVE. #320 PORTLAND, OR 97232 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $353 | — | $353 | 3.69% |
| HUNTER BENEFITS GROUP LLC3 | 1297 GAMBEL OAKS PL ELIZABETH, CO 80107 | DELTA DENTAL OF COLORADO | $772 | — | $772 | 9.95% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE | 4851 LBJ FREEWAY STE 100 DALLAS, TX 75244 | DELTA DENTAL OF COLORADO | $309 | — | $309 | 3.98% |
| KISTLER TIFFANY BENEFITS3 | 400 BERWYN PARK, SUITE 200 BERWYN, PA 19312 | INDEPENDENCE BLUE CROSS - KEYSTONE 65 | — | — | $0 | 0.00% |
| COAST QUOTES INSURANCE AGENCY, INC3 | 43 FEATHER RIDGE MISSION VIEJO, CA 92692 | BLUE SHIELD OF CALIFORNIA | $231 | — | $231 | 10.00% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SVC | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | BLUE SHIELD OF CALIFORNIA | $61 | — | $61 | 2.64% |
| NONE | — | INDEPENDENCE BLUE CROSS - PRESCRIPTION | — | — | $0 | 0.00% |
| UNIVEST INSURANCE INC3 Filed as: UNIVEST INSURANCE, INC. | PO BOX 391 LANSDALE, PA 19446 | DELTA DENTAL - SBA PA | $161 | — | $161 | 9.98% |
| KISTLER TIFFANY BENEFITS3 | 400 BERWYN PARK, SUITE 200 BERWYN, PA 19312 | INDEPENDENCE BLUE CROSS - MED. SUP. | $141 | — | $141 | 13.21% |
| KISTLER TIFFANY BENEFITS3 | 899 CASSATT ROAD, STE 200 BERWYN, PA 19312 | UNITED CONCORDIA DENTAL PLANS OF PENNSYLVANIA, INC. | $82 | — | $82 | 9.83% |
| MICHAEL LOVE3 | PO BOX 4585 MISSION VIEJO, CA 92690 | SAFEGUARD HEALTH PLANS INC | $73 | — | $73 | 12.03% |
| MARIBETH TENNISON3 | 2350 ALRWAY AVE. #A-13 COSTA MESA, CA 92626 | SAFEGUARD HEALTH PLANS INC | $58 | — | $58 | 9.56% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 82 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 82 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(12 contracts, 12 carriers) | UNITEDHEALTH INSURANCE COMPANY | 33 | $884K |
| Dental(8 contracts, 7 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 23 | $150K |
| Prescription drug(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 23 | $114K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 33 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.