| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, UT 19406 | DELTA DENTAL OF PENNSYLVANIA | $11K | $0 | $11K | 10.03% |
| LACHER AND ASSOCIATES INSURANCE3 Filed as: LACHER AND ASSOCIATES INS. AGENCY | PO BOX 64398 SOUDERTON, PA 18964 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 4.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, UT 19406 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $24 | $3K | 3.19% |
| TRIBEN INSURANCE SOLUTIONS INC3 Filed as: TRIBEN INSURANCE SOLUTIONS INC. | 24 EAST SECOND STREET, 1ST FLOOR MEDIA, PA 19063 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 2.11% |
| TRION GROUP, INC.3 Filed as: TRION GROUP | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, UT 19406 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $394 | $394 | 0.46% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, UT 19406 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $469 | $0 | $469 | 7.20% |
| LACHER AND ASSOCIATES INSURANCE3 Filed as: LACHER AND ASSOCIATES INS. AGENCY | 632 EAST BROAD STREET PO BOX 64398 SOUDERTON, PA 18964 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $130 | $0 | $130 | 2.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 205 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 205 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF PENNSYLVANIA | 242 | $111K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 205 | $86K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 205 | $86K |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 205 | $92K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 205 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 242 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.