No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IE SHAFFER NONE | Plan Administrator Service code 14 | 830 BEAR TAVERN ROAD WEST TRENTON, NJ 086281020 | $145K |
| MSPC EIN 22-2951202 NONE | Accounting (including auditing) Service code 10 | — | $63K |
| SEGAL & COMPANY EIN 13-1835864 NONE | Consulting (general); Actuarial Service code 11 | — | $54K |
| BENESYS EIN 38-2383171 NONE | Contract Administrator Service code 13 | — | $47K |
| SUSANIN, WIDMAN & BRENNAN P.C. EIN 23-2265950 NONE | Legal Service code 29 | — | $29K |
| JENNINGS & SIGMOND EIN 23-2025670 NONE | Legal Service code 29 | — | $18K |
| SIERRA INVESTMENT PARTNERS EIN 68-0370668 NONE | Investment management Service code 28 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 641 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 641 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | INDEPENDENCE BLUE CROSS - PERSONAL CHOICE | 1,467 | $7.9M |
| Dental | UNITED CONCORDIA CONMPANIES, INC. | 641 | $0 |
| Vision | VISION BENEFITS OF AMERICA | 790 | $79K |
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 966 | $45K |
| Prescription drug | INDEPENDENCE BLUE CROSS - PRESCRIPTION DRUG | 1,467 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,467 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.