| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| POWER-KUNKLE GROUP INC3 | PO BOX 6243 WYOMISSING, PA 19610 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $3K | $7K | 17.03% |
| POWER-KUNKLE GROUP INC3 | PO BOX 6243 WYOMISSING, PA 19610 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 15.88% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP INC. | 999 BERKSHIRE BLVD STE 100 WYOMISSING, PA 19610 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $0 | $2K | 7.03% |
| POWER-KUNKLE GROUP INC3 | PO BOX 6243 WYOMISSING, PA 19610 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $4K | 15.54% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER-KUNKLE GROUP INC. | PO BOX 6243 WYOMISSING, PA 19610 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $3K | 17.04% |
| POWER-KUNKLE GROUP INC3 | PO BOX 6243 WYOMISSING, PA 19610 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $375 | $263 | $638 | 17.00% |
| POWER-KUNKLE GROUP INC3 | PO BOX 6243 WYOMISSING, PA 19610 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $329 | $241 | $570 | 17.33% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK EIN 23-1294723 ADMIN | Claims processing Service code 12 | — | $41K |
| POWER KUNKLE GROUP INC. BROKER | Insurance agents and brokers Service code 22 | PO BOX 6243 WYOMISSING, PA 19610 | $26K |
| THE BENECON GROUP EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $16K |
| CONNECTCARE 3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 57 | $26K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 122 | $20K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 122 | $42K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 58 | $24K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 95 | $349K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 263 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 263 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.