| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BETH ANN RIDER3 | 1 LAUREN LANE EPHRATA, PA 17522 | AFLAC | $12K | $570 | $13K | 10.57% |
| DAVID B SPENCER3 Filed as: DAVID B. SPENCER | 2470 W ROUTE 897 DENVER, PA 17517 | AFLAC | $3K | $114 | $3K | 2.69% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY STE 304 HARRISBURG, PA 17110 | AFLAC | $2K | $114 | $2K | 1.76% |
| MELYNDA S HASSELBACH3 | 53 BLUE ROCK ROAD MILLERSVILLE, PA 17551 | AFLAC | $2K | — | $2K | 1.53% |
| LAWRENCE HESS3 Filed as: LAWRENCE J HESS | 127 WINDING HILL DR LANCASTER, PA 17601 | AFLAC | $348 | — | $348 | 0.29% |
| JOANN HARTSOCK3 | 1214 EASTON ROAD SUITE 100 WARRINGTON, PA 18976 | AFLAC | $311 | — | $311 | 0.26% |
| CAROL A PERRY3 | 19 MANOR OAKS DR MILLERSVILLE, PA 17551 | AFLAC | $299 | — | $299 | 0.25% |
| GERALD L WALSH3 | 39 POCAHONTAS LN HALIFAX, PA 17032 | AFLAC | $298 | — | $298 | 0.25% |
| ERIC R MACDOUGALL3 | 1 NESHAMINY INTERPLEX STE 201 TREVOSE, PA 19053 | AFLAC | $259 | — | $259 | 0.21% |
| SHELLY S GWIN3 | 94 OATFIELD DR DENVER, PA 17517 | AFLAC | $259 | — | $259 | 0.21% |
| LARRY MYERS3 Filed as: LARRY D MYERS | 1151 S GLEN MEADOW LOOP LECANTO, FL 34461 | AFLAC | $218 | — | $218 | 0.18% |
| RONALD P BUCHER3 | 720 GRANDVIEW BLVD LANCASTER, PA 17601 | AFLAC | $209 | — | $209 | 0.17% |
| KL GOOD BENEFITS LLC3 | 230 DANIELLE CT YORK, PA 17404 | AFLAC | $204 | — | $204 | 0.17% |
| CIRO ABRIL3 | 18 BRACKEN CT HOWELL, NJ 07731 | AFLAC | $182 | — | $182 | 0.15% |
| RANDALL D NAFTAL3 | 37 NORTH VALLEY ROAD 2 STATION SQ S PAOLI, PA 19301 | AFLAC | $179 | — | $179 | 0.15% |
| BONITA REID3 | 463 NEW DORWART ST LANCASTER, PA 17603 | AFLAC | $179 | — | $179 | 0.15% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $152 | — | $152 | 0.13% |
| DAVID W RANCK3 | 848 E MAIN ST STE 800 EPHRATA, PA 17522 | AFLAC | $131 | — | $131 | 0.11% |
| PATRICK MORAN3 Filed as: PATRICK T MORAN II | 448 MURRY HILL CIRCLE LANCASTER, PA 17601 | AFLAC | $124 | — | $124 | 0.10% |
| STEPHANIE DEVITO3 | 300 POND ST BRISTOL, PA 19007 | AFLAC | $118 | — | $118 | 0.10% |
| RICHARD J PURISKY3 | 244 CROSS CREEK TRL BANNER ELK, NC 28604 | AFLAC | $114 | — | $114 | 0.09% |
| MICHAEL P NORRIS3 | 200 DALLAM,RD NEWARK, DE 19711 | AFLAC | $78 | — | $78 | 0.06% |
| MICHAEL F BECK3 | 30209 MARINERS LN OCEAN VIEW, DE 19970 | AFLAC | $76 | — | $76 | 0.06% |
| EVA M ALEXANDER3 | 119 WINDING HILL DRIVE LANCASTER, PA 17601 | AFLAC | $63 | — | $63 | 0.05% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $57 | — | $57 | 0.05% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $54 | — | $54 | 0.04% |
| MARK D BARBIER3 | 802 DEER TRAIL LN OAK BROOK, IL 60523 | AFLAC | $51 | — | $51 | 0.04% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $45 | — | $45 | 0.04% |
| JASON E FERGER3 | 3706 EAGLEWOOD ST VALRICO, FL 33596 | AFLAC | $44 | — | $44 | 0.04% |
| IRENE E BROOKS3 | 101 COPPER BEECH LN WOMELSDORF, PA 19567 | AFLAC | $42 | — | $42 | 0.03% |
| DANIEL R JUDY3 | 231 WALTERS MILL RD SOMERSET, PA 15501 | AFLAC | $40 | — | $40 | 0.03% |
| DIANNE L MARTIN3 | 125 MANOR STREET HARRISBURG, PA 17110 | AFLAC | $36 | — | $36 | 0.03% |
| LACEY M AURIEMMA3 | 1200 DORSET DOCK RD APT 3B POINT PLEASANT BEACH, NJ 08742 | AFLAC | $31 | — | $31 | 0.03% |
| VICTOR LYSCZEK3 | 1528 CONCORD ROAD WYOMISSING, PA 19610 | AFLAC | $31 | — | $31 | 0.03% |
| RANDALL SIMS3 | 138 DERR DR COLLEGEVILLE, PA 19426 | AFLAC | $31 | — | $31 | 0.03% |
| JANE N ARTMAN3 | 83 JEAN LO WAY YORK, PA 17406 | AFLAC | $31 | — | $31 | 0.03% |
| SJP & ASSOCIAITES INC3 | 5500 BROOKTREE RD STE 102 WEXFORD, PA 15090 | AFLAC | $23 | — | $23 | 0.02% |
| GREGG AMICON3 | 301 DEERHAVEN WAY GLENMOORE, PA 19343 | AFLAC | $21 | — | $21 | 0.02% |
| CHRISTOPHER A LUPP3 | 441 FRIENDSHIP RD STE 102 HARRISBURG, PA 17111 | AFLAC | $17 | — | $17 | 0.01% |
| MATTHEW S MCCLAY3 Filed as: MATTHEW SCHAAL | 103 OVERBROOK DR CRANBERRY TWP, PA 16066 | AFLAC | $16 | — | $16 | 0.01% |
| KIMMON R GUSEMAN3 | 48 NICKMAN PLZ LEMONT FURNACE, PA 15456 | AFLAC | $14 | — | $14 | 0.01% |
| CONLON AND ASSOCIATES LLC3 | PO BOX 402 BRIDGEPORT, PA 19405 | AFLAC | $13 | — | $13 | 0.01% |
| MARTIN E BYSTROM3 | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FL 32169 | AFLAC | $13 | — | $13 | 0.01% |
| RIFFE CONSULTING GROUP LLC3 | 203 MEADOWBROOK DR CRANBERRY TWP, PA 16066 | AFLAC | $13 | — | $13 | 0.01% |
| NANCY AMICON3 | 301 DEERHAVEN WAY GLENMOORE, PA 19343 | AFLAC | $12 | — | $12 | 0.01% |
| COMPREHENSIVE BENEFIT MARKETING SVC3 Filed as: COMPREHENSIVE BENEFIT MKTG SERV INC | 5995 LEMON ST EAST PETERSBURG, PA 17520 | AFLAC | $10 | — | $10 | 0.01% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DR STE 101 CRANBERRY TWP, PA 16066 | AFLAC | $10 | — | $10 | 0.01% |
| MAIN LINE BENEFIT SOLUTIONS LLC3 | 1405 LARKSPUR LN MALVERN, PA 19355 | AFLAC | $8 | — | $8 | 0.01% |
| TERESA L FOUTZ3 | 1877 LEALAND AVE POLAND, OH 44514 | AFLAC | $5 | — | $5 | 0.00% |
| HEATHER BARTLEY3 | 120 MARGUERITE DRIVE STE 101 CRANBERRY TWP, PA 16066 | AFLAC | $3 | — | $3 | 0.00% |
| THOMAS D SCARSELLA3 | 453 GARLAND CIRCLE LANCASTER, PA 17602 | AFLAC | $2 | — | $2 | 0.00% |
| CARSON C PURIEFOY JR3 | PO BOX 301 WENONAH, NJ 08090 | AFLAC | $1 | — | $1 | 0.00% |
| ASSUREDPARTNERS3 Filed as: INGROUP ASSOCIATES INC | 448 MURRY HILL CIRCLE LANCASTER, PA 17601 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | — | $9K | 10.00% |
| BENEFITMALL3 | 250 W OLD WILSON BRIDGE RD STE 190 WORTHINGTON, OH 43085 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $3K | $3K | 3.00% |
| T NASH SKILES INC3 | 1574 LITITZ PK LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16K | $15K | $31K | 38.99% |
| ASSUREDPARTNERS3 Filed as: INGROUP ASSOCIATES INC | 448 MURRY HILL CIRCLE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $4K | $12K | 14.97% |
| BENECHOICE ENROLLMENT SOLUTIONS3 | 1574 LITITZ PK LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $6K | $11K | 14.07% |
| LANCE A BRADLEY3 | 2028 MOUNT VERNON CIR HARRISBURG, PA 17110 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $664 | $4K | 4.53% |
| ERIC DENNIS TEREO3 | 21 WINDEMERE CT ELIZABETHTOWN, PA 17022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $433 | $4K | 4.51% |
| CASEY H EBBERT3 | 1574 LITITZ PK LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $511 | $3K | 3.94% |
| THOMAS F HAYES3 | 2205 OREGON PK LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $347 | $3K | 3.53% |
| BRENDA H BRIDGES3 Filed as: BRENDA LEE PLACKO | 1863 CREEK RD MANHEIM, PA 17545 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $607 | $2K | 3.16% |
| JAMES BARTLETT LLC3 Filed as: JAMES BARTLETT | 3138 GREENRIDGE DR LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $539 | $2K | 2.42% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: TIMOTHY MARTIN BROWN | 2412 NEWTOWN DR HARRISBURG, PA 17110 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $967 | $481 | $1K | 1.85% |
| REBEKAH RUCH3 | 1700 SULLIVAN TRAIL #323 EASTON, PA 18040 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $526 | — | $526 | 0.67% |
| MARY-JOYCE LICATA3 Filed as: MARY J YARNELL | 170 E HAMILTON LN BATTLE CREEK, MI 49015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $175 | $44 | $219 | 0.28% |
| CLARICE R MIMS3 | 172-90 HIGHLAND AVE JAMAICA ESTATES, NY 11432 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $4 | $21 | 0.03% |
| ARIADNE DE BASABE-MACHICHE3 | 1102 NIMROD CIR CORONA, CA 92880 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.02% |
| BRAD BIEL3 | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $9 | $12 | 0.02% |
| JOHN D EVANGELISTA3 | 26111 ANTONIO PARKWAY RANCHO SANTA MARGARITA, CA 92688 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.00% |
| ASSUREDPARTNERS3 Filed as: INGROUP ASSOCIATES INC | 448 MURRY HILL CIRCLE LANCASTER, PA 17601 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 15.00% |
| BENEFITMALL3 | 250 W OLD WILSON BRIDGE RD STE 190 WORTHINGTON, OH 43085 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 3.00% |
| ASSUREDPARTNERS3 Filed as: INGROUP ASSOCIATES INC | 448 MURRY HILL CIRCLE LANCASTER, PA 17601 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $652 | — | $652 | 9.99% |
| BENEFITMALL3 | 250 W OLD WILSON BRIDGE RD STE 190 WORTHINGTON, OH 43085 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $196 | $196 | 3.00% |
| EMERSON REID LLC3 Filed as: EMERSON REID & COMPANY INC | 1305 WALT WHITMAN RD #310 MELVILLE, NY 11747 | AMERICAN FIDELITY ASSURANCE COMPANY | $1K | — | $1K | 19.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 508 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 508 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AMERICAN FIDELITY ASSURANCE COMPANY | 26 | $5K |
| Vision | HIGHMARK | 653 | $53K |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 896 | $169K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 261 | $200K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 158 | $43K |
| Other(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 659 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 896 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.