| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DR 40 W MADISON 4TH FL BANK OF AMERICA CHICAGO, IL 606930162 | METROPOLITAN LIFE INSURANCE COMPANY | — | $141K | $141K | 1.83% |
| FST ASSOCIATION INC3 | 55 E JACKSON BLVD STE 1400 CHICAGO, IL 606044466 | METROPOLITAN LIFE INSURANCE COMPANY | — | $16K | $16K | 0.20% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E. JACKSON BOULEVARD 14TH FLOOR A CHICAGO, IL 60604 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $81K | $56K | $137K | 3.38% |
| FST ASSOCIATES INC3 Filed as: FST ASSOCIATES | DBA LAURUS STRATEGIES 55 W. MONROE, SUITE 500 CHICAGO, ID 60603 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $7K | $7K | 0.17% |
| HEALTH CARE SERVICES CORP0 | 300 E. RANDOLPH ST. CHICAGO, IL 60601 | FOUR EVER LIFE INS CO. | — | $56K | $56K | 2.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 55 E JACKSON BLVD CHICAGO, IL 606044466 | METROPOLITAN LIFE INSURANCE COMPANY | $39K | — | $39K | 3.84% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DR 40 W MADISON 4TH FL BANK OF AMERICA CHICAGO, IL 606930162 | METROPOLITAN LIFE INSURANCE COMPANY | — | $19K | $19K | 1.82% |
| FST ASSOCIATION INC3 | 55 E JACKSON BLVD STE 1400 CHICAGO, IL 606044466 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $3K | $13K | 1.30% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E. JACKSON BOULEVARD 14TH FLOOR A CHICAGO, IL 60604 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $7K | $3K | $10K | 1.38% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST, LTD | 55 E. JACKSON BLVD CHICAGO, IL 60604 | HYATT LEGAL PLANS | $53K | — | $53K | 9.37% |
| FST ASSOCIATION INC3 Filed as: FST ASSOCIATION INC. | 55 E. JACKSON BLVD STE 1400 CHICAGO, IL 60604 | HYATT LEGAL PLANS | — | $1K | $1K | 0.25% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E. JACKSON BOULEVARD 14TH FLOOR A CHICAGO, IL 60604 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $1K | $486 | $2K | 1.39% |
| FST ASSOCIATION INC3 | 55 W MONROE ST STE 500 CHICAGO, IL 606035151 | METROPOLIATN LIFE INSURANCE COMPANY | $120 | $31 | $151 | 0.63% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 CLLCTION CTR DR 40 W MADISON 4TH FL BANK OF AMERICA LOCK BOX SVC CHICAGO, IL 606930162 | METROPOLIATN LIFE INSURANCE COMPANY | — | $99 | $99 | 0.41% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 55 E JACKSON BLVD CHICAGO, IL 606044466 | METROPOLIATN LIFE INSURANCE COMPANY | $64 | — | $64 | 0.27% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E. JACKSON BOULEVARD 14TH FLOOR A CHICAGO, IL 60604 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $3 | $1 | $4 | 1.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,933 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,300 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 19,233 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | FOUR EVER LIFE INS CO. | 521 | $2.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 28,595 | $7.7M |
| Vision(4 contracts) | COMBINED INSURANCE COMPANY OF AMERICA | 17,101 | $1.8M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 28,595 | $7.7M |
| Long-term disability(4 contracts) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 13,791 | $4.9M |
| Other(8 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 28,595 | $10.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 28,595 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.