| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANDREW BRACKBILL3 | 244 SILVERWOOD DRIVE LITITZ, PA 175439493 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $0 | $16K | 12.08% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $0 | $7K | 4.98% |
| BRACKBILL BENEFITS LLC3 | 244 SILVERWOOD DRIVE LITITZ, PA 175439493 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 2.41% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.07% |
| ANDREW BRACKBILL3 | 244 SILVERWOOD DRIVE LITITZ, PA 175439493 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 12.38% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TN 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 4.97% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 4.97% |
| BRACKBILL BENEFITS LLC3 | 244 SILVERWOOD DRIVE LITITZ, PA 175439493 | METROPOLITAN LIFE INSURANCE COMPANY | $847 | $0 | $847 | 2.53% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $367 | $367 | 1.09% |
| ANDREW BRACKBILL3 | 244 SILVERWOOD DRIVE LITITZ, PA 175439493 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 16.41% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 4.95% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 4.95% |
| BRACKBILL BENEFITS LLC3 | 244 SILVERWOOD DRIVE LITITZ, PA 175439493 | METROPOLITAN LIFE INSURANCE COMPANY | $937 | $0 | $937 | 3.40% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $300 | $300 | 1.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 257 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 257 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 138 | $61K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 362 | $135K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 362 | $135K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 362 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.