| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| POWER-KUNKLE GROUP INC3 Filed as: POWER-KUNKLE GROUP, INC. | PO BOX 6243 WYOMISSING, PA 196100243 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $5 | $7K | 5.67% |
| BENCENTIVE LLC3 | 8005 S CHESTER ST #185 CENTENNIAL, CO 80112 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $3K | $660 | $4K | 3.33% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER-KUNKLE GROUP, INC. | PO BOX 6243 WYOMISSING, PA 19610 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $450 | $0 | $450 | 0.38% |
| DONALD P POBUDA JR SACKETT AGENCY3 | 8191 MOORESBRIDGE RD PORTAGE, MI 49024 | PRIORITY HEALTH | $2K | $0 | $2K | 1.99% |
| MARK KUNKLE3 | PO BOX 6243 WYOMISSING, PA 19610 | PRIORITY HEALTH | $1K | $0 | $1K | 1.71% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAPITAL BLUE CROSS EIN 23-0455154 ADMIN | Claims processing Service code 12 | — | $108K |
| THE BENECON GROUP EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $17K |
| CONNECTCARE 3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 27 | $195K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 459 | $128K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 459 | $123K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 459 | $123K |
| Stop-loss / reinsurancereinsurance | EVEREST REINSURANCE COMPANY | 105 | $317K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 459 | $123K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 459 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.