| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | AETNA LIFE INSURANCE CO. | $5K | $0 | $5K | 4.98% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1120 SANCTUARY PKWY STE 300 ALPHARETTA, GA 300097631 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 555 CROTON AVE STE 206 KING OF PRUSSIA, PA 19406 | UNION SECURITY INSURANCE COMPANY | $8K | $0 | $8K | 25.04% |
| NAVIGATION BENEFITS LLC3 | 117 FORREST AVE STE 214 NARBETH, PA 19072 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 4.56% |
| CASTELLANO, NICHOLAS3 | 116 PERCHERON DR SPRING CITY, PA 19475 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $668 | $0 | $668 | 2.48% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1120 SANCTUARY PKWY STE 300 ALPHARETTA, GA 300097631 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 12.00% |
| ALPHA BENEFITS GROUP INC3 Filed as: ALPHA BENEFITS GROUP | 450 S GRAVERS RD 200 PLYMOUTH MEETING, PA 19462 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $271 | $0 | $271 | 3.00% |
| NAVIGATION BENEFITS LLC3 | 117 FORREST AVE STE 214 NARBETH, PA 19072 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $148 | $0 | $148 | 8.00% |
| PREMIER WORKSITE SOLUTIONS INC3 Filed as: PREMIER WORKSITE SOLUTIONS, LLC | 700 KINDERKAMACK RD ST ORADELL, NJ 07649 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $25 | $0 | $25 | 7.99% |
| GENESIS ASSET PROTECTION INC3 Filed as: GENESIS ASSET PROTECTION | 865 EASTON RD STE 310 WARRINGTON, PA 18976 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $17 | $0 | $17 | 5.43% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA EIN 06-6033492 ADMIN | Contract Administrator Service code 13 | — | $120K |
| THE BENECON GROUP EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $37K |
| GENESIS ASSET PROTECTION BROKER | Insurance agents and brokers Service code 22 | 115 W COURT STREET DOYLESTOWN, PA 18901 | $25K |
| CONNECTCARE 3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $10K |
| ALLIANT INSURANCE SERVICES HOUSTON EIN 22-3723955 BROKER | Insurance agents and brokers Service code 22 | — | $0 |
| CASTELLANO, NICHOLAS BROKER | Insurance agents and brokers Service code 22 | 116 PERCHERON DRIVE SPRING CITY, PA 19475 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 439 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 439 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 328 | $96K |
| Life insurance(6 contracts, 4 carriers) | AETNA LIFE INSURANCE CO. | 439 | $176K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 323 | $122K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 31 | $32K |
| Stop-loss / reinsurancereinsurance | EVEREST REINSURANCE COMPANY | 191 | $473K |
| Other(4 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 439 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 439 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.