| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 3 LOGAN SQ. 1717 ARCH ST, STE 1100 PHILADELPHIA, PA 19103 | INDEPENDENCE BLUE CROSS | $72K | — | $72K | 0.29% |
| THE TRINICORE COMPANY3 | 985 OLD EAGLE RD WAYNE, PA 19087 | INDEPENDENCE BLUE CROSS | $54K | — | $54K | 0.22% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 3 LOGAN SQ. 1717 ARCH ST, STE 1100 PHILADELPHIA, PA 19103 | INDEPENDENCE BLUE CROSS | $21K | — | $21K | 0.44% |
| THE TRINICORE COMPANY3 | 985 OLD EAGLE RD WAYNE, PA 19087 | INDEPENDENCE BLUE CROSS | $16K | — | $16K | 0.33% |
| VARIOUS - SEE ATTACHED3 | 985 OLD EAGLE RD WAYNE, PA 19087 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $61K | — | $61K | 5.43% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $22K | — | $22K | 1.95% |
| THE TRINICORE COMPANY3 | 985 OLD EAGLE RD WAYNE, PA 19087 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $50K | — | $50K | 5.53% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $17K | — | $17K | 1.92% |
| THE TRINICORE COMPANY3 | 985 OLD EAGLE RD WAYNE, PA 19087 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $43K | — | $43K | 5.61% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $15K | — | $15K | 1.88% |
| THE TRINICORE COMPANY3 | 985 OLD EAGLE RD WAYNE, PA 19087 | HM LIFE INSURANCE COMPANY | $50K | — | $50K | 9.83% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HLTH BNFT LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HM LIFE INSURANCE COMPANY | $26K | — | $26K | 5.17% |
| VARIOUS - SEE ATTACHED3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $75K | — | $75K | 21.76% |
| THE TRINICORE COMPANY3 | 985 OLD EAGLE RD, STE 519 WAYNE, PA 19087 | UNITED CONCORDIA COMPANIES, INC. | $27K | — | $27K | 30.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,460 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,460 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | INDEPENDENCE BLUE CROSS | 5,610 | $24.7M |
| Dental | UNITED CONCORDIA COMPANIES, INC. | 2,566 | $88K |
| Vision | INDEPENDENCE BLUE CROSS | 5,610 | $205K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,460 | $897K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,460 | $1.1M |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 787 | $773K |
| Prescription drug | INDEPENDENCE BLUE CROSS | 5,610 | $4.8M |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 2,559 | $508K |
| Other(3 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,460 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,610 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.