| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD YORK, PA 17402 | DELTA DENTAL OF PENNSYLVANIA | $722 | $0 | $722 | 0.24% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE & FINANCIAL | 501 FAIRMOUNT AVE, SUITE 400 TOWSON, MD 21286 | DELTA DENTAL OF PENNSYLVANIA | $498 | $0 | $498 | 0.17% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON RD STE 100 YORK, PA 17402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | $0 | $9K | 13.98% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD SUITE 100 YORK, PR 17402 | VISION BENEFITS OF AMERICA | $2K | $0 | $2K | 3.99% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON RD YORK, PA 17402 | CIGNA LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 10.37% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL SERV. | 2555 KINGSTON RD, SUITE 100 YORK, PA 17402 | CIGNA LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $0 | $2K | 17.67% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | PO BOX 32090 NEW YORK, NY 10087 | CIGNA LIFE INSURANCE COMPANY OF NORTH AMERICA | -$329 | $0 | -$329 | -2.66% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON RD STE 100 YORK, PA 17402 | LIFE INSURANCE COMPANY OF AMERICA | $743 | $0 | $743 | 10.14% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON RD YORK, PA 17402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $678 | $0 | $678 | 10.79% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON RD YORK, PA 17402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $201 | $0 | $201 | 14.75% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK EIN 23-1294723 ADMIN | Claims processing Service code 12 | — | $260K |
| MCCONKEY BENEFITS & FINANCIAL SERV EIN 23-3086396 BROKER | Insurance agents and brokers Service code 22 | — | $98K |
| THE BENECON GROUP EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $34K |
| BENEFITMALL ADMIN | Claims processing Service code 12 | 501 FAIRMONT AVENUE SUITE 400 TOWSON, ME 21286 | $26K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 411 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 412 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF PENNSYLVANIA | 927 | $298K |
| Vision | VISION BENEFITS OF AMERICA | 441 | $40K |
| Life insurance | CIGNA LIFE INSURANCE COMPANY OF NORTH AMERICA | 411 | $35K |
| Long-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 143 | $70K |
| Other(4 contracts, 3 carriers) | CIGNA LIFE INSURANCE COMPANY OF NORTH AMERICA | 411 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 927 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.