| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: GUNN MOWERY | P.O. BOX 900 CAMP HILL, PA 17001 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 13.67% |
| ASSUREDPARTNERS3 Filed as: GUNN-MOWERY, LLC | P.O. BOX 900 CAMP HILL, PA 17001 | VISION BENEFITS OF AMERICA | $523 | $60 | $583 | 13.37% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAPITAL BLUE CROSS EIN 23-0455154 ADMIN | Claims processing Service code 12 | — | $15K |
| GUNN MOWERY, LLC BROKER | Claims processing Service code 12 | P.O. BOX 900 CAMP HILL, PA 17001 | $12K |
| THE BENECON GROUP EIN 23-1315351 BROKER | Claims processing Service code 12 | — | $8K |
| CONNECTCARE3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 45 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 45 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 60 | $28K |
| Vision | VISION BENEFITS OF AMERICA | 28 | $4K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 60 | $28K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 60 | $28K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 60 | $28K |
| Stop-loss / reinsurancereinsurance | EVEREST REINSURANCE COMPANY | 45 | $150K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 60 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.