| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAMPSON MOWRER AGENCY LLC3 Filed as: HAMPSON-MOWRER AGENCY, LLC | 54 S COMMERCE WAY STE 150 BETHLEHEM, PA 18017 | UNITED HEALTHCARE INSURANCE COMPANY | $21K | — | $21K | 6.22% |
| BSI CORPORATE BENEFITS LLC3 | 79 W. MARKET STREET, STE 400 BETHLEHEM, PA 18018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $2K | $3K | 12.17% |
| BSI CORPORATE BENEFITS LLC3 | 79 W. MARKET STREET, STE 400 BETHLEHEM, PA 18018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $1K | $3K | 11.95% |
| BSI CORPORATE BENEFITS LLC3 | 79 W. MARKET STREET, STE 400 BETHLEHEM, PA 18018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $665 | $653 | $1K | 11.89% |
| BSI CORPORATE BENEFITS LLC3 | 79 W. MARKET STREET, STE 400 BETHLEHEM, PA 18018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $642 | $729 | $1K | 12.81% |
| BSI CORPORATE BENEFITS LLC3 | 79 W. MARKET STREET, STE 400 BETHLEHEM, PA 18018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $132 | $141 | $273 | 12.40% |
| BSI CORPORATE BENEFITS LLC4 | 79 W. MARKET STREET, STE 400 BETHLEHEM, PA 18018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $77 | $96 | $173 | 13.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 137 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 125 | $330K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 137 | $11K |
| Short-term disability(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 137 | $38K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 78 | $25K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 7 | $1K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 137 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.