| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNIVEST INSURANCE INC3 | 521 W MAIN STREET LANSDALE, PA 19446 | DELTA DENTAL OF PENNSYLVANIA | $8K | — | $8K | 2.07% |
| UNIVEST INSURANCE INC3 | 521 W MAIN ST LANSDALE, PA 19446 | UNUM LIFE INSURANCE CO. OF AMERICA | $22K | — | $22K | 9.80% |
| UNIVEST INSURANCE INC3 | 521 W MAIN ST LANSDALE, PA 19446 | UNUM LIFE INSURANCE CO. OF AMERICA | $22K | — | $22K | 16.03% |
| UNIVEST INSURANCE INC3 | PO BOX 391 LANDSDALE, PA 19446 | AETNA LIFE INSURANCE CO. | $1K | — | $1K | 2.51% |
| UNIVEST INSURANCE INC3 Filed as: UNIVEST INSURANCE, INC | 6339 BEVERLY HILLS ROAD COOPERSBURG, PA 18036 | EYEMED VISION CARE | $7K | — | $7K | 14.80% |
| UNIVEST INSURANCE INC3 | 521 W MAIN STREET LANSDALE, PA 19446 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 10.42% |
| UNIVEST INSURANCE INC3 | PO BOX SOUDERTON, PA 18964 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 26.38% |
| MAVEN BENEFITS PARTNERS3 | 366 ARBOR CIR MEDICA, PA 19063 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $66 | — | $66 | 0.54% |
| MAVEN BENEFITS PARTNERS3 | 366 ARBOR CIR MEDIA, PA 19063 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $124 | — | $124 | 1.32% |
| UNIVEST INSURANCE INC3 Filed as: UNIVEST INSURANCE COMPANY | PO BOX 64197 SOUDERTON, PA 18964 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $203 | — | $203 | 3.66% |
| MAVEN BENEFITS PARTNERS3 | 366 ARBOR CIR MEDIA, PA 19063 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $186 | — | $186 | 3.35% |
| UNIVEST INSURANCE INC3 Filed as: UNIVEST INSURANCE INC. | PO BOX 64197 SOUDERTON, PA 18964 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $93 | — | $93 | 2.33% |
| MAVEN BENEFITS PARTNERS3 | 366 ARBOR CIRCLE MEDIA, PA 19063 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $47 | — | $47 | 1.18% |
| MAVEN BENEFITS PARTNERS3 | 366 ARBOR CIR MEDIA, PA 19063 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $126 | — | $126 | 3.44% |
| UNIVEST INSURANCE INC3 | 521 W MAIN ST LANSDALE, PA 19446 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $53 | — | $53 | 1.45% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNIMERICA INSURANCE COMPANY NONE | Insurance services Service code 23 | 11000 OPTUM CIRCLE EDEN PRAIRIE, ME 55344 | $1.5M |
| AETNA NONE | Claims processing Service code 12 | 980 JOLLY ROAD U11N BLUE BELL, PA 19422 | $361K |
| L.R. WEBBER ASSOCIATES EIN 25-1301205 NONE | Insurance agents and brokers Service code 22 | — | $73K |
| THE BENECON GROUP, INC. EIN 23-1315351 NONE | Insurance agents and brokers Service code 22 | — | $73K |
| PBASC EIN 26-3958502 NONE | Plan Administrator Service code 14 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 912 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 928 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 30 | $177K |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 611 | $409K |
| Vision | EYEMED VISION CARE | 912 | $49K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE CO. OF AMERICA | 711 | $358K |
| Long-term disability | UNUM LIFE INSURANCE CO. OF AMERICA | 711 | $220K |
| Other(7 contracts, 3 carriers) | UNUM LIFE INSURANCE CO. OF AMERICA | 711 | $301K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 912 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.