| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ISOLUTIONS INC.3 Filed as: ISOLUTIONS INC | 1305 CATFISH LANE AUDUBON, PA 19403 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | $79K | $88K | 4.36% |
| DONALD C SAVOY INC3 Filed as: DONALD C. SAVOY INC | 200 CONNELL DRIVE, SUITE 1000 BERKLEY HTS, NJ 07922 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | $0 | $9K | 0.43% |
| DONALD C SAVOY INC3 Filed as: DONALD C. SAVOY INC | 25B HANOVER ROAD, SUITE 220 FLORHAM PARK, NJ 07932 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $4K | $4K | 0.22% |
| ISOLUTIONS INC.3 Filed as: ISOLUTIONS INC | 1305 CATFISH LANE AUDUBON, PA 19403 | STANDARD INSURANCE COMPANY | $23K | $0 | $23K | 15.00% |
| LAUNCHPAD BENEFITS SOLUTIONS LLC3 | 529 FAYETTE STREET, SUITE 202 CONSHOHOCKEN, PA 19428 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 3.91% |
| ISOLUTIONS INC.3 Filed as: ISOLUTIONS INC | 1305 CATFISH LANE NORRISTOWN, PA 19403 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 2.19% |
| STEPHANIE A CANFIELD3 Filed as: STEPHANIE CANFIELD | 425 FAYETTE STREET, SUITE 978 CONSHOHOCKEN, PA 19428 | CONTINENTAL AMERICAN INSURANCE COMPANY | $982 | $0 | $982 | 1.43% |
| ERIC R MACDOUGALL3 Filed as: ERIC R. MACDOUGALL | 5904 MARGARETS WAY NEW HOPE, PA 18938 | CONTINENTAL AMERICAN INSURANCE COMPANY | $224 | $0 | $224 | 0.33% |
| DARREN D RIDDLE3 Filed as: DARREN D. RIDDLE AND OTHER AGENTS | 7850 AVONDALE TERRACE HARRISBURG, PA 17112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | $0 | $23 | 0.03% |
| RYAN K GOLDBERG3 Filed as: RYAN K. GOLDBERG | 103-107 CHURCH STREET PHILADELPHIA, PA 19106 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | $0 | $20 | 0.03% |
| ANGELA MASSARELLI3 | 432 TUVIRA LANE CHERRY HILL, NJ 08003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | $0 | $15 | 0.02% |
| ISOLUTIONS INC.3 Filed as: ISOLUTIONS INC | 1305 CATFISH LANE AUDUBON, PA 19403 | METLIFE LEGAL PLANS | $480 | $0 | $480 | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PLACE, 21ST FLOOR ITASCA, IL 60143 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $13 | $0 | $13 | 2.55% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES, INC. | PO BOX 95287 CHICAGO, IL 60694 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 1.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 172 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 172 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 295 | $2.0M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 295 | $2.0M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 295 | $2.0M |
| Life insurance | STANDARD INSURANCE COMPANY | 172 | $150K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 172 | $219K |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 172 | $151K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 295 | $2.0M |
| Other(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 172 | $223K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 295 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.