| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PA | 125 E ELM STREET SUITE 120 CONSHOHOCKEN, PA 19428 | GEISINGER HEALTH PLAN | $41K | $1K | $42K | 3.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PA | 125 E ELM ST SUITE 210 CONSHOHOCKEN, PA 19428 | UPMC HEALTH OPTIONS | $12K | $0 | $12K | 3.60% |
| ALPHA BENEFITS GROUP INC3 | 450 S GRAVERS RD SUITE 200 PLYMOUTH MEETING, PA 19462 | DELTA DENTAL OF PENNSYLVANIA | $7K | $0 | $7K | 8.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PA | 125 E ELM STREET, SUITE 120 CONSHOHOCKEN, PA 19428 | GEISINGER QUALITY OPTIONS, INC. | $1K | $42 | $1K | 3.09% |
| ALPHA BENEFITS GROUP INC3 | 450 S GRAVERS RD STE 200 PLYMOUTH MEETING, PA 19462 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $344 | $5K | 10.66% |
| ALPHA BENEFITS GROUP INC3 Filed as: ALPHA BENEFITS GROUP | 450 S. GRAVERS ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $227 | $5K | 15.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 197 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 199 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | GEISINGER HEALTH PLAN | 317 | $1.7M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 363 | $82K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 197 | $46K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 197 | $46K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 197 | $76K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 363 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.