| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONRAD M. SIEGEL, INC.3 | 501 CORPORATE CIRCLE HARRISBURG, PA 17110 | UPMC HEALTH OPTIONS | $20K | — | $20K | 3.26% |
| CONRAD M. SIEGEL, INC.3 | 501 CORPORATE CIRCLE HARRISBURG, PA 17110 | UPMC HEALTH OPTIONS | $10K | — | $10K | 3.30% |
| CONRAD M. SIEGEL, INC.3 | 501 CORPORATE CIRCLE HARRISBURG, PA 17110 | UPMC HEALTH OPTIONS | $2K | — | $2K | 3.27% |
| CONRAD M. SIEGEL, INC.3 Filed as: CONRAD SIEGEL INC. | 501 CORPORATE CIRCLE HARRISBURG, PA 17110 | CAPITAL ADVANTAGE ASSURANCE COMPANY | $4K | — | $4K | 10.21% |
| CONRAD M. SIEGEL, INC.3 | 501 CORPORATE CIRCLE HARRISBURG, PA 17110 | UPMC HEALTH OPTIONS | $753 | — | $753 | 3.16% |
| CONRAD M. SIEGEL, INC.3 | 501 CORPORATE CIRCLE HARRISBURG, PA 17110 | UPMC HEALTH BENEFITS | $352 | — | $352 | 4.39% |
| CONRAD M. SIEGEL, INC.3 | 501 CORPORATE CIRCLE HARRISBURG, PA 17110 | UPMC HEALTH OPTIONS | $90 | — | $90 | 3.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 113 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts) | UPMC HEALTH OPTIONS | 64 | $999K |
| Dental | CAPITAL ADVANTAGE ASSURANCE COMPANY | 72 | $39K |
| Vision | UPMC HEALTH BENEFITS | 60 | $8K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 114 | $49K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 114 | $49K |
| Prescription drug(5 contracts) | UPMC HEALTH OPTIONS | 64 | $999K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 114 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 114 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.