| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: GUNN MOWERY LLC | 650 NORTH 12TH ST LEMOYNE, PA 17043 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $813 | $6K | 7.03% |
| MF IRVINE COMPANIES LLC3 Filed as: M F IRVINE COMPANIES LLC | 21 E 5TH AVE STE 204 CONSHOHOCKEN, PA 19428 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $375 | — | $375 | 0.47% |
| ASSUREDPARTNERS3 Filed as: GUNN MOWERY LLC | UNKNOWN CAMP HILL, PA 17001 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $535 | — | $535 | 0.81% |
| ASSUREDPARTNERS3 Filed as: GUNN MOWERY LLC | 650 NORTH 12TH ST LEMOYNE, PA 17043 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $689 | $7K | 12.42% |
| MF IRVINE COMPANIES LLC3 Filed as: M F IRVINE COMPANIES LLC | 21 E 5TH AVE STE 204 CONSHOHOCKEN, PA 19428 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 2.80% |
| ASSUREDPARTNERS3 Filed as: GUNN-MOWERY LLC | 650 NORTH 12TH STREET LEMOYNE, PA 17043 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $354 | $4K | 9.17% |
| MF IRVINE COMPANIES LLC3 Filed as: M F IRVINE COMPANIES LLC | 21 E 5TH AVE STE 204 CONSHOHOCKEN, PA 19428 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 2.75% |
| ASSUREDPARTNERS3 Filed as: GUNN MOWERY LLC | 650 NORTH 12TH ST LEYMONE, PA 17043 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $429 | $4K | 11.80% |
| MF IRVINE COMPANIES LLC3 Filed as: M F IRVINE COMPANIES LLC | 21 E 5TH AVE STE 204 CONSHOHOCKEN, PA 19428 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $729 | — | $729 | 2.12% |
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES LLC | 21 E 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 19428 | VISION BENEFITS OF AMERICA | $507 | — | $507 | 3.80% |
| ASSUREDPARTNERS3 Filed as: GUNN-MOWERY | 650 N 12TH STREET LEMOYNE, PA 17403 | VISION BENEFITS OF AMERICA | $161 | — | $161 | 1.21% |
| ASSUREDPARTNERS3 Filed as: GUNN MOWERY LLC | UNKNOWN CAMP HILL, PA 17001 | UNITED CONCORDIA DENTAL PLANS OF PENNSYLVANIA, INC. | $91 | — | $91 | 0.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 549 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 551 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | INDEPENDENCE BLUE CROSS | 641 | $1.7M |
| Dental(2 contracts, 2 carriers) | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | 236 | $79K |
| Vision | VISION BENEFITS OF AMERICA | 187 | $13K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 566 | $137K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 566 | $80K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 194 | $73K |
| Prescription drug | INDEPENDENCE BLUE CROSS | 641 | $1.7M |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 566 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 641 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.