No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAPITAL ADVANTAGE ASSURANCE COMPANY EIN 45-5492167 NONE | Contract Administrator Service code 13 | — | $409K |
| LABORERS LOCAL UNION NO. 158 H&W FD EIN 23-1608209 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | — | $59K |
| KPMG LLC EIN 13-5565207 NONE | Accounting (including auditing) Service code 10 | — | $44K |
| COLUMBI A PARTNERS LLC EIN 52-1940739 NONE | Investment management Service code 28 | — | $33K |
| ECKERT SEAMANS CHERIN & MELLOTT LLC EIN 25-1056909 NONE | Legal Service code 29 | — | $33K |
| CONRAD SIEGAL ACTUARIES EIN 23-1669823 NONE | Investment advisory (plan); Actuarial Service code 11 | — | $29K |
| CHARTWELL INVESTMENT PARTNERS EIN 36-4776242 NONE | Investment management Service code 28 | — | $29K |
| JOHNSTON ASSET MANAGEMENT EIN 13-3257590 NONE | Investment management Service code 28 | — | $24K |
| DELTA DENTAL EIN 23-1667011 NONE | Contract Administrator Service code 13 | — | $22K |
| PENN CAPITAL MANAGEMENT CO., INC. EIN 22-2796848 NONE | Investment management Service code 28 | — | $21K |
| INVESTMENT PERFORMANCE SERVICES EIN 58-1645832 NONE | Investment advisory (plan) Service code 27 | — | $18K |
| SCHRECKENGAUST ASSOCIATES EIN 23-2576435 NONE | Accounting (including auditing) Service code 10 | — | $17K |
| INNOVATIVE SOFTWARE SOLUTIONS EIN 23-2182079 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $14K |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Contract Administrator Service code 13 | — | $12K |
| IRA H. WEINSTOCK, P.C. EIN 23-2080847 NONE | Legal Service code 29 | — | $10K |
| NATIONAL VISION ADMINISTRATORS EIN 74-3033381 NONE | Contract Administrator Service code 13 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 818 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 818 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 811 | $156K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 811 | $156K |
| Stop-loss / reinsurancereinsurance | AVALON INSURANCE COMPANY | 824 | $357K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 811 | $156K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 824 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.