| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES LLC | 21 EAST 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 19428 | UNITED HEALTHCARE INSURANCE COMPANY | $4K | $73K | $77K | 3.78% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | UNITED HEALTHCARE INSURANCE COMPANY | $275 | $13K | $13K | 0.66% |
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES LLC | 21 EAST 5TH AVENUE SUITE 204 CONSHOCKEN, PA 19428 | UNITED HEALTH INSURANCE COMPANY | $4K | — | $4K | 3.59% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | UNITED HEALTH INSURANCE COMPANY | $275 | — | $275 | 0.25% |
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES LLC | 21 EAST 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 19428 | UNITED HEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 10.24% |
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES LLC | 21 EAST 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 19428 | SUPERIOR VISION (NATIONAL GUARDIAN LIFE INSURANCE COMPANY) | $1K | — | $1K | 8.31% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | SUPERIOR VISION (NATIONAL GUARDIAN LIFE INSURANCE COMPANY) | $138 | — | $138 | 0.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 236 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 237 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 290 | $2.0M |
| Dental | UNITED HEALTH INSURANCE COMPANY | 160 | $111K |
| Vision | SUPERIOR VISION (NATIONAL GUARDIAN LIFE INSURANCE COMPANY) | 268 | $16K |
| Life insurance | UNITED HEALTHCARE INSURANCE COMPANY | 282 | $91K |
| Short-term disability | UNITED HEALTHCARE INSURANCE COMPANY | 282 | $91K |
| Long-term disability | UNITED HEALTHCARE INSURANCE COMPANY | 282 | $91K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 290 | $2.0M |
| Other | UNITED HEALTHCARE INSURANCE COMPANY | 282 | $91K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 290 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.