See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 12 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUMRX, INC. EIN 33-0441200 PHARMACY BENEFIT MANAGER | Direct payment from the plan; Float revenue; Other fees; Claims processing Service code 12 | — | $2.0M |
| TRUSTMARK HEALTH BENEFITS, INC. EIN 35-1846036 HEALTH | Other services; Claims processing; Plan Administrator Service code 12 | — | $555K |
| AETNA - PPO EIN 06-6033492 HEALTH | Other services; Claims processing Service code 12 | — | $130K |
| CLEAR HEALTH STRATEGIES, LLC EIN 27-1374374 HEALTH | Claims processing; Other services; Plan Administrator Service code 12 | — | $40K |
| MULTIPLAN EIN 43-6004435 HEALTH | Plan Administrator; Claims processing; Other services Service code 12 | — | $38K |
| HEALTH FITNESS EIN 41-1580506 FITNESS | Claims processing Service code 12 | — | $35K |
| HEALTHCARE BLUEBOOK EIN 46-4399706 HEALTH | Claims processing; Plan Administrator; Other services Service code 12 | — | $28K |
| RIGHT RX CARE DBA US-RXCARE EIN 81-4177551 HEALTH | Claims processing; Other services Service code 12 | — | $20K |
| TELEDOC EIN 04-3705970 HEALTH | Claims processing; Other services Service code 12 | — | $20K |
| CAREBRIDGE CORPORATION EIN 23-2614764 EAP ADMINISTRATOR | Claims processing; Contract Administrator Service code 12 | — | $17K |
| ELMC RX SOLUTIONS EIN 37-1853309 HEALTH | Claims processing; Other services Service code 12 | — | $8K |
| BENEFIT DATA SERVICES, LLC EIN 82-2108489 HEALTH | Claims processing; Other services Service code 12 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,317 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,319 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,227 | $671K |
| Vision | VISION SERVICE PLAN | 1,053 | $182K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,317 | $408K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,317 | $408K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO. | 1,065 | $484K |
| Other(5 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 1,317 | $804K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,227 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.