| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL MIDWEST LIMITED | 55 EAST JACKSON BLVD CHICAGO, IL 60604 | HARTFORD LIFE AND ACCIDENT | $32K | $8K | $41K | 2.80% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 101 SOUTH HANLEY ROAD STE 900 SAINT LOUIS, MO 63105 | HARTFORD LIFE AND ACCIDENT | $35K | — | $35K | 2.41% |
| STHEALTH BENEFIT SOLUTIONS LLC3 | 18940 N PIMA ROAD STE 210 SCOTTSDALE, AZ 85255 | SUN LIFE ASSURANCE COMPANY OF CANADA | $30K | — | $30K | 5.00% |
| FST ASSOCIATES INC3 | 55 W MONROE ST STE 500 CHICAGO, IL 60603 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $12K | $12K | 1.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL MIDWEST LIMITED | 55 EAST JACKSON BLVD CHICAGO, IL 60604 | HARTFORD LIFE AND ACCIDENT | $7K | $588 | $8K | 9.21% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | LOCKBOX 28852 NEW YORK, NY 10087 | HARTFORD LIFE AND ACCIDENT | $6K | — | $6K | 6.48% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 W MONROE STE 500 CHICAGO, IL 60603 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12K | — | $12K | 17.57% |
| JEREMY M SKEETERS3 | 23645 N 55TH DR GLENDALE, AZ 85310 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 4.32% |
| ERIN WIGGINS3 Filed as: ERIN K BRZOZOWSKI | 2 LIBERTY DR LEMONT, IL 60439 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.95% |
| MARK D BARBIER3 | 802 DEER TRAIL LANE OAK BROOK, IL 60523 | CONTINENTAL AMERICAN INSURANCE COMPANY | $470 | — | $470 | 0.66% |
| DAVID ABOULAFIA3 Filed as: DAVID S ABOULAFIA | 1 SPENCER STREET ST AUGUSTINE, FL 32084 | CONTINENTAL AMERICAN INSURANCE COMPANY | $210 | — | $210 | 0.30% |
| LYNN M SPEARS3 | 928 COLLINSWOOD DR JACKSONVILLE, FL 32225 | CONTINENTAL AMERICAN INSURANCE COMPANY | $190 | — | $190 | 0.27% |
| TODD DEVOSS3 | 321 N CLARK STREET STE 625 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $119 | — | $119 | 0.17% |
| MARIE MICHELE HASKELL3 | PO BOX 440307 JACKSONVILLE, FL 32222 | CONTINENTAL AMERICAN INSURANCE COMPANY | $109 | — | $109 | 0.15% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 EAST JACKSON BLVD CHICAGO, IL 60604 | CONTINENTAL AMERICAN INSURANCE COMPANY | $105 | — | $105 | 0.15% |
| JOSEPH A NASCA3 | 28081 W MAPLE AVE BARRINGTON, IL 60010 | CONTINENTAL AMERICAN INSURANCE COMPANY | $91 | — | $91 | 0.13% |
| THOMAS J OLLER3 | 2010 COPPER CREEK DR UNIT C FLEMING ISLAND, FL 32003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $83 | — | $83 | 0.12% |
| TROY D DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $59 | — | $59 | 0.08% |
| JESSICA Z CHONICH3 | 4932 N CALIFORNIA AVE CHICAGO, IL 60625 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | — | $28 | 0.04% |
| PIETRO CATALANO3 | 11 W KENILWORTH AVE PROSPECT HTS, IL 60070 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.03% |
| TREVOR FENNELL3 Filed as: TREVOR R FENNELL | 820 N ORLEANS ST STE 405 CHICAGO, IL 60610 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,814 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 63 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,877 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,938 | $1.5M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,938 | $1.5M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,702 | $609K |
| Other(5 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 1,938 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,938 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.