| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP, INC. | 999 BERKSHIRE BOUELVARD, SUITE 160 WYOMISSING, PA 196100243 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $5K | $10K | 11.21% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE SERVICES L | 501 OFFICE CENTER DR, STE 215 FT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 1.85% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP, INC. | 999 BERKSHIRE BOUELVARD, SUITE 160 WYOMISSING, PA 19610 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 3.92% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP, INC. | 999 BERKSHIRE BOUELVARD, SUITE 160 WYOMISSING, PA 196100243 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $7K | 15.20% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE SERVICES L | 501 OFFICE CENTER DR, STE 215 FT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $797 | $797 | 1.85% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP, INC. | 999 BERKSHIRE BOUELVARD, SUITE 160 WYOMISSING, PA 196100243 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $3K | $7K | 17.17% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE SERVICES L | 501 OFFICE CENTER DR, STE 215 FT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 2.39% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP, INC. | 999 BERKSHIRE BOUELVARD, SUITE 160 WYOMISSING, PA 196100243 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $4K | 15.71% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE SERVICES L | 501 OFFICE CENTER DR, STE 215 FT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $479 | $479 | 1.90% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| POWER KUNKLE GROUP, INC. BROKER | Insurance agents and brokers Service code 22 | 999 BERKSHIRE BOULEVARD, SUITE 160 WYOMISSING, PA 19610 | $57K |
| THE BENECON GROUP EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $37K |
| HIGHMARK EIN 23-1294723 ADMIN | Claims processing Service code 12 | — | $23K |
| CONNECTCARE 3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 205 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 205 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 157 | $83K |
| Vision | VISION BENEFITS OF AMERICA | 146 | $18K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 205 | $25K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 187 | $87K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 187 | $43K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 180 | $774K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 205 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 205 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.