| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | AETNA HEALTH, INC. | $39K | — | $39K | 2.92% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 501 FELLOWSHIP ROAD, SUITE 201 MOUNT LAUREL, NJ 08054 | AETNA HEALTH, INC. | $4K | — | $4K | 0.27% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | HEALTH OPTIONS, INC. | $41K | — | $41K | 5.00% |
| STEPHEN MICHAEL SALINGER3 | 1270 VALLEY ROAD RYDAL, PA 19046 | AETNA LIFE INSURANCE COMPANY | $12K | — | $12K | 7.09% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | AETNA LIFE INSURANCE COMPANY | $2K | $39 | $2K | 1.43% |
| GALLAGHER BENEFIT SERVICES, INC.3 | TWO RADNOR CORPORATE CENTER SUITE 110 RADNOR, PA 19087 | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC. | — | $625 | $625 | 3.79% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC. | — | $505 | $505 | 3.06% |
| BENEFITMALL3 | 6750 NORTH ANDREWS AVENUE SUITE 125 FORT LAUDERDALE, FL 33309 | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC. | — | $22 | $22 | 0.13% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | UNITED HEALTHCARE INSURANCE COMPANY | $503 | $484 | $987 | 15.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 238 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 238 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA HEALTH, INC. | 217 | $2.2M |
| Dental(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 238 | $189K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 238 | $166K |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 238 | $166K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 238 | $166K |
| Prescription drug(3 contracts, 3 carriers) | AETNA HEALTH, INC. | 217 | $2.2M |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 238 | $166K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 238 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.