| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: L R WEBBER ASSOCIATES, INC | PO BOX 593 HOLLIDAYSBURG, PA 16648 | ONEAMERICA, AMERICAN UNTIED LIFE INSURANCE COMPANY | $14K | — | $14K | 4.48% |
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: L R WEBBER ASSOCIATES, INC. | PO BOX 593 HOLLIDAYSBURG, PA 16648 | VISION BENEFITS OF AMERICA | $3K | — | $3K | 5.00% |
| SOLUTIONS LLC, US BENTEC WORKPLACE3 | 99 WOOD AVE S STE 501 ISELIN, NJ 08830 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $986 | — | $986 | 4.04% |
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: LR WEBBER ASSOCIATES INC | PO BOX 593 HOLLIDAYSBURG, PA 16648 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $249 | — | $249 | 1.02% |
| BENEFIT ASSOCIATES INC.3 Filed as: BENEFIT ASSOCIATES, INC | 1200 E. TAFT STREET SAPULPA, OK 74066 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $229 | — | $229 | 0.94% |
| ROBERT MOORE3 | P.O. BOX 593 HOLLIDAYSBURG, PA 16648 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $150 | — | $150 | 0.61% |
| INC, AHA FINANCIAL SOLUTIONS3 | 155 N WACKER DR STE 400 CHICAGO, IL 60606 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $149 | — | $149 | 0.61% |
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: L R WEBBER ASSOCIATES, INC. | PO BOX 593 HOLLIDAYSBURG, PA 16648 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 663 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 663 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION BENEFITS OF AMERICA | 508 | $57K |
| Life insurance(2 contracts, 2 carriers) | ONEAMERICA, AMERICAN UNTIED LIFE INSURANCE COMPANY | 663 | $346K |
| Short-term disability | ONEAMERICA, AMERICAN UNTIED LIFE INSURANCE COMPANY | 663 | $321K |
| Long-term disability | ONEAMERICA, AMERICAN UNTIED LIFE INSURANCE COMPANY | 663 | $321K |
| Other(3 contracts, 3 carriers) | ONEAMERICA, AMERICAN UNTIED LIFE INSURANCE COMPANY | 663 | $357K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 663 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.