| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, INC. A MARSH MCLENNAN | 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 19406 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $334 | $5K | 12.06% |
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: LR WEBBER ASSOCIATES | PO BOX 593 HOLLIDAYSBURG, PA 16648 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $227 | — | $227 | 0.58% |
| THE BENECON GROUP3 Filed as: THE BENECON GROUP INC | 201 E OREGON RD STE 100 LITITZ, PA 17543 | DELTA DENTAL OF PENNSYLVANIA | $2K | — | $2K | 5.63% |
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: LR WEBBER ASSOCIATES | PO BOX 593 HOLLIDAYSBURG, PA 16648 | DELTA DENTAL OF PENNSYLVANIA | $2K | — | $2K | 4.37% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, INC. A MARSH MCLENNAN | 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 19406 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $119 | $2K | 12.06% |
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: LR WEBBER ASSOCIATES | PO BOX 593 HOLLIDAYSBURG, PA 16648 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $793 | — | $793 | 5.66% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, INC. A MARSH MCLENNAN | 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 19406 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $725 | $55 | $780 | 11.99% |
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: LR WEBBER ASSOCIATES | PO BOX 593 HOLLIDAYSBURG, PA 16648 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $371 | — | $371 | 5.70% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, INC. A MARSH MCLENNAN | 2300 RENAISSANCE BLVC. KING OF PRUSSIA, PA 19406 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $124 | — | $124 | 11.11% |
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: LR WEBBER ASSOCIATES | PO BOX 593 HOLLIDAYSBURG, PA 16648 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $64 | — | $64 | 5.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF PENNSYLVANIA | 0 | $36K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $7K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $39K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $14K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $1K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.