| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LIAZON BENEFITS INC3 | 199 SCOTT STREET 8TH FLOOR BUFFALO, NY 14204 | AETNA LIFE INSURANCE CO. | $8K | — | $8K | 0.16% |
| CRAWFORD ADVISORS, LLC3 Filed as: CRAWFORD ADVISORS LLC 200 | INTERNATIONAL CIRCLE SUITE 4500 HUNT VALLEY, MD 21031 | AETNA LIFE INSURANCE CO. | $4K | — | $4K | 0.08% |
| CORPORATE HEALTHCARE STRATEGIES LLC3 | 280 GRANITE RUN DRIVE SUITE 105 LANCASTER, PA 17601 | AETNA LIFE INSURANCE CO. | $3K | — | $3K | 0.06% |
| CRAWFORD ADVISORS, LLC3 Filed as: CRAWFORD ADVISORS LLC 200 | INTERNATIONAL CIRCLE SUITE 4500 HUNT VALLEY, MD 21031 | AETNA LIFE INSURANCE COMPANY | $5K | — | $5K | 5.64% |
| CORPORATE HEALTHCARE STRATEGIES LLC3 Filed as: CORPORATE HEALTHCARE STRATEGIES | 280 GRANITE RUN DRIVE SUITE 105 LANCASTER, PA 17601 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 3.47% |
| GERALD L WALSH3 Filed as: GERALD WALSH | 39 POCAHONTAS LANE HALIFAX, PA 17032 | AFLAC | $792 | — | $792 | 1.72% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY STE 304 HARRISBURG, PA 17110 | AFLAC | $663 | — | $663 | 1.44% |
| CLARENCE L ROE3 | 55 LIME ROCK MILL ROAD GARDNERS, PA 17324 | AFLAC | $523 | — | $523 | 1.14% |
| SAMUEL A BOORE3 | 110 RODNEY LN CAMP HILL, PA 17011 | AFLAC | $299 | — | $299 | 0.65% |
| DIANNE L MARTIN3 | 125 MANOR STREET HARRISBURG, PA 17110 | AFLAC | $274 | — | $274 | 0.60% |
| GARY STEFUS3 | 345 MISTY PATCH ROAD EAST FALLOWFIELD, PA 19320 | AFLAC | $238 | — | $238 | 0.52% |
| BONNIE DROBNES3 | 118 BEAUMONT PL LOWER GWYNEDD, PA 19002 | AFLAC | $182 | — | $182 | 0.40% |
| JONATHON R SEELE3 | 60 BYRON NELSON CIR ETTERS, PA 17319 | AFLAC | $83 | — | $83 | 0.18% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $81 | — | $81 | 0.18% |
| C H ROBINSON & ASSOCIATES INC3 | 4623 NW 53RD AVE STE 1A GAINESVILLE, FL 32653 | AFLAC | $77 | — | $77 | 0.17% |
| DENTON E QUICK3 | 2170 READING AVENUE WEST LAWN, PA 19609 | AFLAC | $67 | — | $67 | 0.15% |
| ANTHONY S ALMODOVAR3 | 2405 PARK DRIVE STE 101 HARRISBURG, PA 17110 | AFLAC | $65 | — | $65 | 0.14% |
| HOOK ENTERPRISES LLC3 | 5 GREAT VALLEY PKWY STE 100 MALVERN, PA 19355 | AFLAC | $65 | — | $65 | 0.14% |
| GALEN F BULLOCK3 | 1006 ROUNDHOUSE CT WEST CHESTER, PA 19380 | AFLAC | $60 | — | $60 | 0.13% |
| MARY A BARANSKI3 | 103 E COUNTRYSIDE DRIVE BOILING SPRINGS, PA 17007 | AFLAC | $51 | — | $51 | 0.11% |
| MARK D BARBIER3 | 802 DEER TRAIL LN OAK BROOK, IL 60523 | AFLAC | $49 | — | $49 | 0.11% |
| JENNIFER DEPROSPO3 | 750 LAKE DRIVE LEBANON, PA 17042 | AFLAC | $48 | — | $48 | 0.10% |
| LARA ESCHBACH3 | 519 LANCASTER AVENUE 2ND FLOOR MALVERN, PA 19355 | AFLAC | $47 | — | $47 | 0.10% |
| KRISTEN MURRAY3 | 3506 ASH ST HARRISBURG, PA 17109 | AFLAC | $45 | — | $45 | 0.10% |
| NICOLE ALABOVITZ3 | 306 RED FOX CT BADEN, PA 15005 | AFLAC | $37 | — | $37 | 0.08% |
| THE HORTON GROUP3 Filed as: ALEX BELFORT | 3010 REGENCY DR SINKING SPRING, PA 19608 | AFLAC | $36 | — | $36 | 0.08% |
| JACQUELINE EBERZ3 | 4949 LIBERTY LANE STE 310 ALLENTOWN, PA 18106 | AFLAC | $33 | — | $33 | 0.07% |
| MARILYN BRANNEN3 | 648 GOLDENVILLE ROAD GETTYSBURG, PA 17325 | AFLAC | $29 | — | $29 | 0.06% |
| DALE ARTHUR LOVELLE3 | 1427 RISING SUN AVE LANGEHORNE, PA 19047 | AFLAC | $27 | — | $27 | 0.06% |
| C H ROBINSON & ASSOCIATES INC3 Filed as: CH ROBINSON & ASSOCIATES LLC | 101 SE 2ND PL SUITE 201A GAINESVILLE, FL 32601 | AFLAC | $26 | — | $26 | 0.06% |
| WENDY M BOONE3 | 1901 SEIPSTOWN RD FOGELSVILLE, PA 18051 | AFLAC | $26 | — | $26 | 0.06% |
| MATTHEW T OHANLON3 | PO BOX 978 CONSHOHOCKEN, PA 19428 | AFLAC | $25 | — | $25 | 0.05% |
| HOOK ENTERPRISES LLC3 | 5 GREAT VALLEY PARKWAY SUITE 100 MALVERN, PA 19355 | AFLAC | $24 | — | $24 | 0.05% |
| THOMAS R FILDES3 | 3857 LAKE RUN BLVD STOW, OH 44224 | AFLAC | $22 | — | $22 | 0.05% |
| GAIL I HOLTZINGER3 | 427 S 2ND ST WRIGHTSVILLE, PA 17368 | AFLAC | $20 | — | $20 | 0.04% |
| LOUIS J CORADO JR3 | 718 LIMEKILN RD NEW CUMBERLAND, PA 17070 | AFLAC | $19 | — | $19 | 0.04% |
| EDWARD F MROWKA JR3 | 5106 TIMBER LANE SCHNECKSVILLE, PA 18078 | AFLAC | $17 | — | $17 | 0.04% |
| JASON E FERGER3 | 3706 EAGLEWOOD ST VALRICO, FL 33596 | AFLAC | $14 | — | $14 | 0.03% |
| RANDALL D NAFTAL3 | 37 NORTH VALLEY ROAD 2 STATION SQUARE SUITE 201 PAOLI, PA 19301 | AFLAC | $13 | — | $13 | 0.03% |
| ERIC R MACDOUGALL3 | 1 NESHAMINY INTERPLEX SUITE 201 TREVOSE, PA 19053 | AFLAC | $12 | — | $12 | 0.03% |
| ROBERT A ANDERSON3 | 13710 GENERAL GEARY CT FREDERICKSBURG, VA 22407 | AFLAC | $12 | — | $12 | 0.03% |
| MICHAEL J REPECKYJ3 | 205 OAKTREE CT WARWICK, PR 18974 | AFLAC | $10 | — | $10 | 0.02% |
| STEPHANIE J RITTNER3 | 109 FONTAINE CT MONROE TOWNSHIP, NJ 08831 | AFLAC | $10 | — | $10 | 0.02% |
| MARY A BARANSKI3 | 103 E COUNTRYSIDE DR BOILING SPRINGS, PA 17007 | AFLAC | $10 | — | $10 | 0.02% |
| MG BERGER INC3 | 1020 N DELAWARE AVE SUITE 4 PHILADELPHIA, PA 19125 | AFLAC | $8 | — | $8 | 0.02% |
| MARTI STATLER3 | 3473 MOLLY PITCHER HWY CHAMBERSBURG, PA 17202 | AFLAC | $6 | — | $6 | 0.01% |
| JOHN B DRZEWIECKI JR3 | 370 SOUTHSHIRE DR BENNINGTON, VT 05201 | AFLAC | $6 | — | $6 | 0.01% |
| ERIC R MACDOUGALL3 Filed as: ERIC MACDOUGALL & ASSOC INC | 1 NESHAMINY INTERPLEX SUITE 201 TREVOSE, PA 19053 | AFLAC | $4 | — | $4 | 0.01% |
| LISA A PERRI3 Filed as: LISA PERRY | 1650 SAND LAKE ROAD SUITE 201D ORLANDO, FL 32809 | AFLAC | $3 | — | $3 | 0.01% |
| RANDALL SIMS3 | 138 DERR DR COLLEGEVILLE, PA 19426 | AFLAC | $3 | — | $3 | 0.01% |
| HARRY S GOOD3 | P.O. BOX 175 LOGANVILLE, PA 17342 | AFLAC | $3 | — | $3 | 0.01% |
| JOYCE MARIE3 | 11718 GARWOOD DR MAGNOLIA, TX 77354 | AFLAC | $3 | — | $3 | 0.01% |
| BRENDA L SNYDER3 | 2227 GLEIM COURT ENOLA, PA 17025 | AFLAC | $2 | — | $2 | 0.00% |
| STEVEN DARDICK3 | 1109 COUNTRY CLUB ROAD CAMP HILL, PA 17011 | AFLAC | $2 | — | $2 | 0.00% |
| DOMINICK J LACARIA3 | 216 ROSCOMMON PLACE MCMURRAY, PA 15317 | AFLAC | $2 | — | $2 | 0.00% |
| DONALD GREEN3 Filed as: DONALD A GREEN | 1611 W PLACITA GARBO GREEN VALLEY, AZ 85622 | AFLAC | $2 | — | $2 | 0.00% |
| HARRY D WAGNER3 | P.O. BOX 7247 AUDUBON, PA 19047 | AFLAC | $1 | — | $1 | 0.00% |
| LARRY L NEWMAN3 | P.O. BOX 785 SUNBURY, PA 17801 | AFLAC | $1 | — | $1 | 0.00% |
| CRAWFORD ADVISORS, LLC3 | 200 INTERNATIONAL CIRCLE SUITE 4500 HUNT VALLEY, MD 21031 | NATIONAL VISION ADMINISTRATORS | $1K | — | $1K | 2.80% |
| CORPORATE HEALTHCARE STRATEGIES LLC3 Filed as: CORPORATE HEALTHCARE STRATEGIES INC | 280 GRANITE RUN DRIVE SUITE 250 LANCASTER, PA 17601 | NATIONAL VISION ADMINISTRATORS | $708 | — | $708 | 1.96% |
| CORPORATE HEALTHCARE STRATEGIES LLC3 | 280 GRANITE RUN DR STE 250 LANCASTER, PA 17601 | SUN LIFE ASSURANCE COMPANY OF CANADA | $834 | — | $834 | 4.45% |
| LIAZON BENEFITS INC3 | 199 SCOTT ST 8TH FLOOR BUFFALO, NY 14204 | SUN LIFE ASSURANCE COMPANY OF CANADA | $785 | — | $785 | 4.19% |
| CRAWFORD ADVISORS, LLC3 Filed as: CRAWFORD ADVISORS LLC | 280 GRANITE RUN DR STE 250 LANCASTER, PA 17601 | SUN LIFE ASSURANCE COMPANY OF CANADA | $736 | — | $736 | 3.93% |
| CATHERINE GOOD3 | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | — | $28 | 0.86% |
| WILLIAM E GOOD3 Filed as: WILLIAM GOOD | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.70% |
| ARDENA L MCVICKER3 Filed as: ARDENA MCVICKER | 73 KATYDID LANE MORGANTOWN, PA 19543 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 660 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 46 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 712 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 820 | $5.0M |
| Dental | AETNA LIFE INSURANCE CO. | 820 | $4.9M |
| Vision | NATIONAL VISION ADMINISTRATORS | 458 | $36K |
| Life insurance(5 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 777 | $164K |
| Short-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 777 | $141K |
| Long-term disability(4 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 777 | $145K |
| Prescription drug | AETNA LIFE INSURANCE CO. | 820 | $4.9M |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 777 | $160K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 820 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.