| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DOYLE ALLIANCE GROUP, INC.3 | 123 SOUTH BROAD STREET PHILADELPHIA, PA 19109 | INDEPENDENCE BLUE CROSS | $24K | $2K | $25K | 2.53% |
| DOYLE ALLIANCE GROUP, INC.3 | 123 SOUTH BROAD STREET PHILADELPHIA, PA 19109 | KEYSTONE HEALTH PLAN EAST | $15K | $789 | $16K | 1.96% |
| DOYLE ALLIANCE GROUP, INC.3 | 123 SOUTH BROAD STREET PHILADELPHIA, PA 19109 | INDEPENDENCE BLUE CROSS | $303 | $3 | $306 | 4.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 289 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 291 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | INDEPENDENCE BLUE CROSS | 208 | $1.8M |
| Dental | DELTA DENTAL OF PENNSLVANIA | 289 | $96K |
| Vision | INDEPENDENCE BLUE CROSS | 208 | $996K |
| Prescription drug(2 contracts, 2 carriers) | INDEPENDENCE BLUE CROSS | 208 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.