| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $18K | $31K | 2.56% |
| ACRISURE LLC3 | 200 NORTH WARNER ROAD, SUITE 450A KING OF PRUSSIA, PA 19087 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $29K | $0 | $29K | 3.00% |
| ACRISURE LLC3 | 1265 DRUMMERS LANE, SUITE 300 WAYNE, PA 19087 | VISION SERVICE PLAN | $25K | — | $25K | 10.86% |
| AXIM GLOBAL STRATEGIES GROUP3 | 8925 WEST POST ROAD, SUITE 105 LAS VEGAS, NV 89148 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 10.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,707 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,707 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 3,987 | $1.2M |
| Vision | VISION SERVICE PLAN | 2,242 | $234K |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,754 | $991K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 105 | $29K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,754 | $962K |
| Other(3 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,849 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,987 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.