| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENGLE-HAMBRIGHT & DAVIES, INC.3 Filed as: ENGLE-HAMBRIGHT & DAVIES | 1857 WILLIAM PENN WAY PO BOX 17605 LANCASTER, PA 17605 | CAPITAL ADVANTAGE ASSURANCE COMPANY | $9K | $0 | $9K | 0.43% |
| SILVER BEECH CONSULTING GROUP3 Filed as: SILVER BEECH CONSULTING | 1205 MANOR DRIVE PO BOX 148 MECHANICSBURG, PA 17055 | CAPITAL ADVANTAGE ASSURANCE COMPANY | $9K | $0 | $9K | 0.42% |
| SILVER BEECH CONSULTING GROUP3 Filed as: SILVER BEECH CONSULTING | 1205 MANOR DRIVE, PO BOX 148 MECHANICSBURG, PA 17055 | KEYSTONE HEALTH PLAN CENTRAL | $3K | $0 | $3K | 0.55% |
| ENGLE-HAMBRIGHT & DAVIES, INC.3 Filed as: ENGLE-HAMBRIGHT & DAVIES | 1857 WILLIAM PENN WAY PO BOX 17605 LANCASTER, PA 17603 | KEYSTONE HEALTH PLAN CENTRAL | $3K | $0 | $3K | 0.55% |
| ENGLE-HAMBRIGHT & DAVIES, INC.3 Filed as: ENGLE-HAMBRIGHT & DAVIES INC | 1857 WILLIAM PENN WAY LANCASTER, PA 17603 | DELTA DENTAL OF PENNSYLVANIA | $2K | $0 | $2K | 1.99% |
| SILVER BEECH CONSULTING GROUP3 Filed as: SILVER BEECH CONSULTING | PO BOX 148 MECHANICSBURG, PA 17055 | DELTA DENTAL OF PENNSYLVANIA | $1K | $0 | $1K | 1.01% |
| SILVER BEECH CONSULTING GROUP3 Filed as: SILVER BEECH CONSULTING GRP LLC | PO BOX 148 MECHANICSBURG, PA 17055 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | $0 | $7K | 6.76% |
| ENGLE-HAMBRIGHT & DAVIES, INC.3 Filed as: ENGLE-HAMBRIGHT & DAVIES INC | 1857 WILLIAM PENN WAY LANCASTER, PA 17603 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 3.24% |
| SILVER BEECH CONSULTING GROUP3 Filed as: SILVER BEECH CONSULTING GRP LLC | PO BOX 148 MECHANICSBURG, PA 17055 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $0 | $5K | 6.72% |
| ENGLE-HAMBRIGHT & DAVIES, INC.3 Filed as: ENGLE-HAMBRIGHT & DAVIES INC | 1857 WILLIAM PENN WAY LANCASTER, PA 17603 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.28% |
| SILVER BEECH CONSULTING GROUP3 Filed as: SILVER BEECH CONSULTING GRP LLC | PO BOX 148 MECHANICSBURG, PA 17055 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 6.58% |
| ENGLE-HAMBRIGHT & DAVIES, INC.3 Filed as: ENGLE-HAMBRIGHT & DAVIES INC | 1857 WILLIAM PENN WAY LANCSATER, PA 17063 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 3.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 566 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 569 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CAPITAL ADVANTAGE ASSURANCE COMPANY | 483 | $2.6M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 835 | $114K |
| Vision | CAPITAL ADVANTAGE ASSURANCE COMPANY | 483 | $2.0M |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 556 | $39K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 440 | $107K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 440 | $73K |
| Prescription drug | CAPITAL ADVANTAGE ASSURANCE COMPANY | 483 | $2.0M |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 556 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 835 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.