| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP INC | PO BOX 6243 WYOMISSING, PA 19610 | UNION SECURITY INSURANCE COMPANY | $1K | $0 | $1K | 4.99% |
| NORTH AMERICAN BENEFITS COMPANY5 | 20 VALLEY STREAM PARKWAY, SUITE 310 MALVERN, PA 19355 | AUL INSURANCE COMPANY (AMERICAN UNITED LIFE) | $0 | $3K | $3K | 12.83% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP INC. | PO BOX 6243 WYOMISSING, PA 19610 | AUL INSURANCE COMPANY (AMERICAN UNITED LIFE) | $2K | $660 | $3K | 11.66% |
| NORTH AMERICAN BENEFITS COMPANY5 | 20 VALLEY STREAM PARKWAY, SUITE 310 MALVERN, PA 19355 | AUL INSURANCE COMPANY (AMERICAN UNITED LIFE) | $0 | $2K | $2K | 12.67% |
| POWER-KUNKLE GROUP INC5 Filed as: POWER KUNKLE GROUP INC | 999 BERKSHIRE BLVD, SUITE 160 WYOMISSING, PA 19610 | AUL INSURANCE COMPANY (AMERICAN UNITED LIFE) | $1K | $488 | $2K | 11.34% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP INC | 999 BERKSHIRE BOULEVARD SUITE 160 PO BOX 6243 WYOMISSING, PA 19610 | THE GUARDIAN LIFE INSURANCE COMPANY | $897 | $0 | $897 | 15.00% |
| L3 MARKETING INC3 | 744 W LANCASTER AVE WAYNE, PA 19087 | THE GUARDIAN LIFE INSURANCE COMPANY | $3 | $0 | $3 | 0.05% |
| ECKELS ASSOCIATES LLC3 | 954 REIDGEBROOK #300 SPARKS, MD 21152 | THE GUARDIAN LIFE INSURANCE COMPANY | $2 | $0 | $2 | 0.03% |
| DEVON FINANCIAL PARTNERS LLC3 | 744 W LANCASTER AVE WAYNE, PA 19087 | THE GUARDIAN LIFE INSURANCE COMPANY | $1 | $0 | $1 | 0.02% |
| GETTYSBURG BNFTS ADMIN INC3 Filed as: GETTYSBURG BENEFITS ADMIN INC | PO BOX 1060 GETTYSBURG, PA 17325 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $185 | $0 | $185 | 4.79% |
| WAGNER-GREENE AGENCY LLC3 | 2038 PENN AVE WEST LAWN, PA 19609 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $90 | $0 | $90 | 2.33% |
| FRANK KABAY3 | 1438 COLWELL LN APT 303 CONSHOHOCKEN, PA 194281183 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | $0 | $30 | 0.78% |
| GETTYSBURG BNFTS ADMIN INC3 Filed as: GETTYSBURG BENEFITS ADMIN INC | PO BOX 1060 GETTYSBURG, PA 17325 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $50 | $0 | $50 | 5.51% |
| WAGNER-GREENE AGENCY LLC3 | 2038 PENN AVE WEST LAWN, PA 19609 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $25 | $0 | $25 | 2.76% |
| FRANK KABAY3 | 1438 COLWELL LN APT 303 CONSHOHOCKEN, PA 194281183 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | $0 | $8 | 0.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 171 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNION SECURITY INSURANCE COMPANY | 66 | $25K |
| Life insurance(2 contracts) | AUL INSURANCE COMPANY (AMERICAN UNITED LIFE) | 173 | $38K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY | 12 | $6K |
| Other(4 contracts, 2 carriers) | AUL INSURANCE COMPANY (AMERICAN UNITED LIFE) | 173 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 173 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.