| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INTEGRITY BENEFIT SERVICES, INC.3 | 1371 LANDIS DRIVE NORTH WALES, PA 19454 | KAISER FOUNDATION HEALTH PLAN INC | $13K | — | $13K | 3.52% |
| EMERSON REID LLC3 Filed as: EMERSON REID AND COMPANY, INC. | 1787 SENTRY PARKWAY WEST, SUITE 320 BLUE BELL, PA 19422 | INDEPENDENCE BLUE CROSS | $18K | — | $18K | 4.72% |
| INTEGRITY BENEFIT SERVICES, INC.3 Filed as: INTEGRITY BENEFITS SERVICES, INC. | 1371 LANDIS DRIVE NORTH WALES, PA 19454 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 9.23% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $50 | $50 | 0.07% |
| THE GREGORIO GROUP INC3 Filed as: THE GREGORIO GROUP, INC. | 1371 LANDIS DRIVE NORTH WALES, PA 19454 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 10.00% |
| INTEGRITY BENEFIT SERVICES, INC.3 | 1371 LANDIS DRIVE NORTH WALES, PA 19454 | DELTA DENTAL OF PENNSYLVANIA | $249 | — | $249 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 166 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 166 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 93 | $749K |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 36 | $8K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 164 | $71K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 164 | $71K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 93 | $749K |
| Other(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 164 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 164 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.