| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $4K | $0 | $4K | 3.65% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL SERV. | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $2K | $2K | 2.02% |
| ASSUREDPARTNERS3 Filed as: MCCONKEY BENFITS & FINANCIAL SERV | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $910 | $5K | 11.10% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL SERV. | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $868 | $5K | 14.46% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD SUITE 100 YORK, PA 17402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $500 | $500 | 2.09% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | VISION BENEFITS OF AMERICA | $865 | $0 | $865 | 5.00% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $629 | $109 | $738 | 14.08% |
| THE GLATFELTER AGENCY INC.3 | PO BOX 2926 183 LEADER HEIGHTS RD YORK, PA 17405 | NATIONAL UNION FIRE INSURANCE CO. OF PITTSBURGH, PA | $177 | $0 | $177 | 14.96% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH AMERICA EIN 62-1411933 ADMIN | Claims processing Service code 12 | — | $113K |
| MCCONKEY BENEFITS & FINANCIAL SERV EIN 23-3086396 BROKER | Insurance agents and brokers Service code 22 | — | $51K |
| THE BENECON GROUP EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $21K |
| BENEFIT COORDINATOR CORPORATION EIN 25-1453488 ADMIN | Claims processing Service code 12 | — | $8K |
| BENEFITMALL ADMIN | Claims processing Service code 12 | 501 FAIRMOUNT AVENUE, SUITE 400 TOWSON, MD 21286 | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 277 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 277 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | 329 | $103K |
| Vision | VISION BENEFITS OF AMERICA | 133 | $17K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $24K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $81K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $48K |
| Stop-loss / reinsurancereinsurance | EVEREST REINSURANCE COMPANY | 190 | $411K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 329 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.