| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDALL & JOHNSON BENEFITS | 109 PHEASANT RUN NEWTOWN, PA 19047 | INDEPENDENCE BLUE CROSS KEYSTONE | $68K | — | $68K | 3.47% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDAL & JOHNSON BENEFITS I | 109 PHEASANT RUN NEWTOWN, PA 19047 | INDEPENDENCE BLUE CROSS | $23K | — | $23K | 4.72% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON, KENDALL & JOHNSON BENEFITS | 109 PHEASANT RUN NEWTOWN, PA 19047 | DELTA DENTAL OF PENNSYLVANIA | $6K | — | $6K | 4.70% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDAL & JOHNSON BENEFITS I | 109 PHEASANT RUN NEWTOWN, PA 19047 | INDEPENDENCE BLUE CROSS | $23K | — | $23K | 22.57% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDAL JOHNSON BENEFITS | 109 PHEASANT RUN NEWTOWN, PA 18940 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 5.35% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON, KENDALL & JOHNSON BENEFITS | 109 PHEASANT RUN NEWTOWN, PA 19047 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 9.22% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDALL AND JOHNSON BENEFIT | 109 PHEASANT RUN NEWTOWN, PA 18940 | VISION SERVICE PLAN | $1K | — | $1K | 4.97% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDAL JOHNSON BENEFITS | 109 PHEASANT RUN NEWTOWN, PA 18940 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDAL & JOHNSON BENEFITS I | 109 PHEASANT RUN NEWTOWN, PA 19047 | INDEPENDENCE BLUE CROSS | $260 | — | $260 | 4.71% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDAL & JOHNSON BENEFITS I | 109 PHEASANT RUN NEWTOWN, PA 19047 | INDEPENDENCE BLUE CROSS | $37 | — | $37 | 3.47% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDAL & JOHNSON BENEFITS I | 109 PHEASANT RUN NEWTOWN, PA 19047 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $56 | — | $56 | 15.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 291 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 291 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | INDEPENDENCE BLUE CROSS KEYSTONE | 305 | $2.4M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 423 | $136K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 217 | $31K |
| Life insurance(3 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 488 | $64K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 488 | $47K |
| Prescription drug | INDEPENDENCE BLUE CROSS | 70 | $103K |
| Other(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 488 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 488 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.