| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY LLC COMPANY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | HARTFORD LIFE AND ACCIDENT | $15K | $42K | $56K | 9.61% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | LOCKBOX 28852 NEW YORK, NY 10087 | HARTFORD LIFE AND ACCIDENT | $9K | — | $9K | 1.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY LLC COMPANY 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 19406 | AETNA LIFE INSURANCE COMPANY | $16K | — | $16K | 3.36% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | P O BOX 28852 NEW YORK, NY 10087 | AETNA LIFE INSURANCE COMPANY | $8K | — | $8K | 1.72% |
| MF IRVINE COMPANIES LLC3 Filed as: M. F. IRVINE | 21 EAST 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 19428 | ACE AMERICAN INSURANCE COMPANY | $5K | — | $5K | 13.23% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON | 1500 MARKET STREET CENTRE SQUARE EAST - 25TH PHILADELPHIA, PA 19102 | ACE AMERICAN INSURANCE COMPANY | $2K | — | $2K | 5.08% |
| MF IRVINE COMPANIES LLC3 Filed as: M. F. IRVINE | 21 EAST 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 19428 | ACE AMERICAN INSURANCE COMPANY | $3K | — | $3K | 13.34% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON | 1500 MARKET STREET CENTRE SQUARE EAST - 25TH FLOOR PHILADELPHIA, PA 19102 | ACE AMERICAN INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| MF IRVINE COMPANIES LLC3 Filed as: M. F. IRVINE COMPANIES LLC | 21 E 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 19428 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $927 | $3K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,871 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 31 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,902 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | 3,611 | $1.1M |
| Vision | VISION BENEFITS OF AMERICA | 1,373 | $155K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 2,069 | $586K |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 1,673 | $480K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 1,673 | $480K |
| Other(2 contracts) | ACE AMERICAN INSURANCE COMPANY | 1,646 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,611 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.