| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 E. JACKSON BLVD CHICAGO, IL 606044466 | MET LIFE INSURANCE COMPANY | $227K | $57K | $283K | 5.81% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY INC. | 1820 E 1ST STREET SUITE 400 SANTA ANA, CA 927054078 | MET LIFE INS. COMPANY | $79K | $5K | $84K | 20.32% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUIB INTERNATIONAL | 55 E. JACKSON BLVD CHICAGO, IL 606044466 | MET LIFE INS. COMPANY | $42K | $54 | $42K | 10.29% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY INC. | 1820 E 1ST STREET SUITE 400 SANTA ANA, CA 927054078 | MET LIFE INS. COMPANY | $43K | $364 | $44K | 18.92% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 55 E. JACKSON BLVD 14TH FLOOR CHICAGO, IL 606044466 | MET LIFE INS. COMPANY | $23K | $54 | $23K | 10.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 55 E. JACKSON BLVD CHICAGO, IL 60604 | METLIFE LEGAL PLANS | $9K | $1K | $10K | 12.29% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 55 E. JACKSON BLVD CHICAGO, IL 60604 | THE HARTFORD | $11K | $4K | $14K | 20.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 55 E. JACKSON BLVD CHICAGO, IL 606044466 | MET LIFE INSURANCE COMPANY | $4K | $4K | $8K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INDEPENDENCE BLUE CROSS EIN 23-2184623 NONE | Contract Administrator; Claims processing Service code 12 | — | $2.7M |
| METROPOLITIAN LIFE INS. COMPANY EIN 13-5581829 NONE | Claims processing; Contract Administrator Service code 12 | — | $530K |
| THE LOOMIS COMPANY NONE | Claims processing; Contract Administrator Service code 12 | 850 N. PARK ROAD P.O. BOX 7011 WYOMISSING, PA 19610 | $158K |
| ALLIED BENEFIT SYSTEMS, INC EIN 36-3086057 NONE | Contract Administrator; Claims processing Service code 12 | — | $108K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,095 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,388 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,483 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | MET LIFE INS. COMPANY | 2,000 | $643K |
| Dental | MET LIFE INSURANCE COMPANY | 0 | $0 |
| Vision | VSP | 3,251 | $326K |
| Life insurance | MET LIFE INSURANCE COMPANY | 9,413 | $4.9M |
| Short-term disability | MET LIFE INSURANCE COMPANY | 9,413 | $4.9M |
| Long-term disability | MET LIFE INSURANCE COMPANY | 9,413 | $4.9M |
| Other(3 contracts, 3 carriers) | MET LIFE INSURANCE COMPANY | 9,413 | $5.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,413 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.