| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WEVODAU INS. & BENEFIT STRATEGIES3 | 600 N FRONT ST WORMLEYSBURG, PA 17043 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | — | $9K | 3.65% |
| CHARLES W HARLAN3 | 5917 MEADOWWOOD RD BALTIMORE, MD 21212 | TRUSTMARK INSURANCE COMPANY | $10K | — | $10K | 7.76% |
| GREGORY TROUPE3 | 6 NORTH PARK DRIVE SUITE 310 HUNT VALLEY, MD 21030 | TRUSTMARK INSURANCE COMPANY | $10K | — | $10K | 7.73% |
| WILSON K BARNES JR3 Filed as: WILSON K BARNES | 4 SAINT MICHAELS WAY BALTIMORE, MD 21212 | TRUSTMARK INSURANCE COMPANY | $10K | — | $10K | 7.73% |
| WEVODAU INS. & BENEFIT STRATEGIES3 | 600 N FRONT ST WORMLEYSBURG, PA 17043 | SUN LIFE ASSURANCE COMPANY OF CANADA | $18K | — | $18K | 15.37% |
| RONALD I WOODMANSEE3 | 525 ROUTE 73 N STE 305 MARLTON, NJ 080533422 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $6K | $372 | $6K | 14.43% |
| ANTHONY SPATICHIA3 | STE 901 2 BALA PLZ BALA CYNWYD, PA 190041517 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $1K | $202 | $1K | 3.45% |
| HARRIS S. FISHMAN3 Filed as: HARRIS S FISHMAN | STE 700 1000 CORPORATE DR FORT LAUDERDALE, FL 333343638 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $316 | — | $316 | 0.75% |
| MATTHEW COLLINS3 | 817 BERLIN RD CHERRY HILL, NJ 080343510 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $13 | — | $13 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 950 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 29 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 102 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,081 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 303 | $117K |
| Life insurance(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 938 | $491K |
| Long-term disability(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 938 | $401K |
| Stop-loss / reinsurancereinsurance | AMERICAN FIDELITY | 486 | $331K |
| Other(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 938 | $361K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 938 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.