| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 3565 PIEDMONT RD NE STE 600 ATLANTA, GA 30305 | STANDARD INSURANCE COMPANY | $94K | — | $94K | 6.01% |
| AON CONSULTING INC3 | SUITE 525 5 TRIAD CTR SALT LAKE CITY, UT 84180 | STANDARD INSURANCE COMPANY | $10K | — | $10K | 0.65% |
| AON CONSULTING INC3 | 3565 PIEDMONT RD NE STE 600 ATLANTA, GA 30305 | STANDARD INSURANCE COMPANY | $21K | — | $21K | 3.32% |
| AON CONSULTING INC3 | SUITE 525 5 TRIAD CTR SALT LAKE CITY, UT 84180 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 0.55% |
| AON CONSULTING INC3 | BLDG C STE 360 13901 SUTTON PARK DR S JACKSONVILLE, FL 32224 | STANDARD INSURANCE COMPANY | $32K | — | $32K | 8.14% |
| AON CONSULTING INC3 | SUITE 525 5 TRIAD CTR SALT LAKE CITY, UT 84180 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.64% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | COMBINED INSURANCE COMPANY OF AMERICA | $17K | — | $17K | 7.44% |
| VARIOUS - SEE ATTACHMENT3 | POST OFFICE BOX 1365 COLUMBIA, SC 29202 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $35K | $13K | $48K | 33.13% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | COMBINED INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 2.63% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | COMBINED INSURANCE COMPANY OF AMERICA | $13K | — | $13K | 11.55% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 60673 | COMBINED INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 5.40% |
| MERCER HEALTH AND BENEFITS, LLC3 | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $2K | — | $2K | 25.00% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 60673 | COMBINED INSURANCE COMPANY OF AMERICA | $162 | — | $162 | 2.05% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | COMBINED INSURANCE COMPANY OF AMERICA | $82 | — | $82 | 1.04% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | COMBINED INSURANCE COMPANY OF AMERICA | $31 | — | $31 | 2.75% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | COMBINED INSURANCE COMPANY OF AMERICA | $33 | — | $33 | 3.29% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | COMBINED INSURANCE COMPANY OF AMERICA | $21 | — | $21 | 2.51% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | COMBINED INSURANCE COMPANY OF AMERICA | $1 | — | $1 | 1.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,113 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 161 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,274 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 219 | $401K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 11 | $255K |
| Vision(11 contracts, 2 carriers) | COMBINED INSURANCE COMPANY OF AMERICA | 6,113 | $520K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 6,230 | $1.7M |
| Short-term disability | STANDARD INSURANCE COMPANY | 1,814 | $390K |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 4,867 | $628K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 6,230 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.