| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP, INC | PO BOX 6243 999 BERKSHIRE BLVD READING, PA 19610 | HIGHMARK HEALTH INSURANCE COMPANY | $18K | — | $18K | 4.90% |
| BOLLINGER INC3 Filed as: BOLLINGER SPECIALTY GROUP | 200 JEFFERSON PARK WHIPPANY, NJ 079811064 | TRANSAMERICA PREMIER LIFE INSURANCE COMPANY | $5K | — | $5K | 13.50% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP, INC | 999 BERKSHIRE BLVD PO BOX 6243 WYOMISSING, PA 19610 | TRANSAMERICA PREMIER LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| BOLLINGER INC3 Filed as: BOLLINGER SPECIALTY GROUP | 200 JEFFERSON PARK WHIPPANY, NJ 079811064 | TRANSAMERICA PREMIER LIFE INSURANCE COMPANY | $4K | — | $4K | 13.50% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP, INC | 999 BERKSHIRE BLVD PO BOX 6243 WYOMISSING, PA 19610 | TRANSAMERICA PREMIER LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| KISTLER TIFFANY BENEFITS3 Filed as: KISTLER-TIFFANY BENE CO | 400 BERWYN PARK STE 200 BERWYN, PA 19312 | HARTFORD LIFE AND ACCIDENT | $3K | $2K | $5K | 24.79% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP, INC | 999 BERKSHIRE BLVD PO BOX 6243 WYOMISSING, PA 19610 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 13.26% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP, INC | PO BOX 6243 999 BERKSHIRE BLVD WHIPPANY, PA 19610 | UNION SECURITY INSURANCE COMPANY | $1K | $683 | $2K | 63.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK HEALTH INSURANCE COMPANY | 0 | $363K |
| Dental(3 contracts, 2 carriers) | TRANSAMERICA PREMIER LIFE INSURANCE COMPANY | 45 | $67K |
| Vision | HIGHMARK HEALTH INSURANCE COMPANY | 0 | $363K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 144 | $22K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 29 | $15K |
| Prescription drug | HIGHMARK HEALTH INSURANCE COMPANY | 0 | $363K |
| Other | HARTFORD LIFE AND ACCIDENT | 144 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 144 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.