| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP NATIONAL ACCOUNT SERVICES INC | 7272 E INDIAN SCHOOL ROAD SUITE 220 SCOTTSDALE, AZ 85251 | AETNA LIFE INSURANCE CO. | $83K | — | $83K | 5.25% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 28290 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA | $2K | — | $2K | 3.89% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 28290 | HEALTH CARE SERVICE CORPORATION | $174 | — | $174 | 0.80% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 555 EAST LANCASTER AVENUE SUITE 300 RADNOR, PA 19087 | DELTA DENTAL OF PENNSYLVANIA | $340 | — | $340 | 3.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 555 E LANCASTER AVE STE 300 PO BOX 7300 RADNOR, PA 19087 | CALIFORNIA PHYSICIANS SERVICE | $364 | — | $364 | 5.45% |
| AON CONSULTING INC3 Filed as: AON HEWITT | PO BOX 905494 CHARLOTTE, NC 28290 | COMBINED INSURANCE COMPANY OF AMERICA | $141 | — | $141 | 5.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,277 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 217 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 2,277 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 7 carriers) | AETNA HEALTH, INC. | 852 | $1.5M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 23 | $11K |
| Vision | COMBINED INSURANCE COMPANY OF AMERICA | 28 | $3K |
| Life insurance | AETNA LIFE INSURANCE CO. | 2,843 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,843 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.