| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGRAW WENTWORTH, A MARSH&MCLENNAN | PO BOX 12748 ROANOKE, VA 24028 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $38K | $0 | $38K | 18.65% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGRAW WENTWORTH, A MARSH&MCLENNAN | PO BOX 12748 ROANOKE, VA 24028 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $24K | $0 | $24K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGRAW WENTWORTH, A MARSH&MCLENNAN | PO BOX 12748 ROANOKE, VA 24028 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $10K | $0 | $10K | 10.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGRAW WENTWORTH, A MARSH&MCLENNAN | PO BOX 12748 STE 2300 ROANOKE, MI 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 10.50% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 12748 ROANOKE, VA 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.34% |
| ADP INC3 Filed as: ADP INSURANCE SERVICES AGENCY | ONE ADP BLVD ROSELAND, NJ 07068 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $594 | $594 | 2.46% |
| MARSH & MCLENNAN AGENCY LLC4 | 755 W BIG BEAVER ROAD STE 2300 TROY, MI 48084 | PREPAID LEGAL SERVICES INC DBA LEGALSHIELD | $2K | $0 | $2K | 17.00% |
| TRACY KATZ LLC4 Filed as: TRACY KTAZ LLC | 1662 E MELTON RD BIRMINGHAM, MI 48009 | PREPAID LEGAL SERVICES INC DBA LEGALSHIELD | $291 | $0 | $291 | 3.01% |
| GORDON STEINKE4 | 24550 POWER RD FARMINGTON HILLS, MI 48336 | PREPAID LEGAL SERVICES INC DBA LEGALSHIELD | $291 | $0 | $291 | 3.01% |
| MARSH & MCLENNAN AGENCY LLC3 | 3331 W BIG BEAVER ROAD STE 200 TROY, MI 48084 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 39.99% |
| GRANT R EWING3 | 1348 VALHALLA DR DENVER, NC 28037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $86 | $0 | $86 | 0.99% |
| TERRI G MOOSE3 | 135 GROWNE CHASE DR APT 3 WINSTON-SALEM, NC 27104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | $0 | $22 | 0.25% |
| LYNDA FERREN3 | 13217 HEATH GROVE DR HUNTERSVILLE, NC 28078 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | $0 | $19 | 0.22% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTER'S LANE NEW LONDON, NC 28127 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | $0 | $10 | 0.12% |
| NANCY HUFF3 | 306 BARBEE BLVD OAK ISLAND, NC 28465 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | $0 | $7 | 0.08% |
| BRENDA LYNN GARRETT3 Filed as: BRENDA L GARRETT | 205 RIVER FALLS DR APEX, NC 27539 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.05% |
| DENA JORDAN3 Filed as: DENA L JORDAN | 3832 DECKFORD PLACE CHARLOTTE, NC 28211 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.03% |
| RONALD MOSTO II3 Filed as: RONALD S MOSTO II | 204 S 35TH ST STE #100 COUNCIL BLUFFS, IA 51501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 487 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 491 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | EYEMED | 828 | $42K |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 487 | $205K |
| Short-term disability(2 contracts) | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 275 | $172K |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 488 | $103K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 265 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 828 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.