No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ADP EIN 61-1169763 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $195K |
| AETNA EIN 06-6033492 NONE | Contract Administrator; Direct payment from the plan; Plan Administrator Service code 13 | — | $144K |
| VIABENEFITS EIN 53-0181291 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $131K |
| CROWE LLP EIN 35-0921680 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $38K |
| METLIFE EIN 13-5581829 NONE | Contract Administrator; Investment management; Investment management fees paid directly by plan Service code 13 | — | $21K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Custodial (securities); Trustee (bank, trust company, or similar financial institution); Trustee (directed); Direct payment from the plan Service code 19 | — | $18K |
| AON CONSULTING, INC EIN 22-2232264 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $18K |
| SAGEVIEW ADVISORY GROUP LLC EIN 33-0818667 NONE | Consulting (general); Direct payment from the plan; Consulting fees Service code 16 | — | $11K |
| EISNER AMPRER LLP EIN 13-1639826 NONE | Consulting (general); Consulting fees; Direct payment from the plan Service code 16 | — | $11K |
| STATE STREET BANK AND TRUST EIN 04-1867445 NONE | Investment management; Direct payment from the plan Service code 28 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,324 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,324 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 158 | $52K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 12 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.